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676 State Rte 49, Bernhards Bay, NY 13028 Property Records

Oswego County and Constantia Town property record for 676 State Rte 49, Bernhards Bay, NY 13028

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details5,082 sqft · built 1950
Lot Size0.597 acres (26,015 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (Mar 2024)
Tax Bill$3,624 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN352689 312.05-01-09.1

Property Details

APN / Parcel Number

Primary APN352689 312.05-01-09.1
Alternative APN
  • 268931200500010091000000

Interior

Stories2 Stories
Building Area5,082 sqft Gross Area
Basement Area1,275 sqft
Unfinished Basement1,275 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area26,015 sqft (0.597 acres)
Lot Dimensions215 ft deep x 121 ft wide

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address676 STATE ROUTE 49
CityBERNHARDS BAY
StateNY
Zip13028-3210
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionLOT 127 037-001-000
Legal Block1
Legal Lot Number9.100
JurisdictionOSWEGO NY
Township / Civil DivisionCONSTANTIA
Census Block Group2
Census Block2074
Census Tract20600

Owner

Source: Oswego County and Constantia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9 DUTCH HILL RD, WEST MONROE, NY 13167-4141
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2024 · Amount on Record
Deed SaleMar 22, 2024 · Amount on Record
Prior SaleOct 31, 2006 · Amount on Record
Deed Document Number2024R-2024-002490
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMar 22, 2024
Property Address676 STATE ROUTE 49, BERNHARDS BAY, NY 13028-3210
Document Number0000002490
Instrument DateFeb 6, 2024
InstrumentR-2024-002490
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 211, CLEVELAND, NY 13042-0211

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 DUTCH HILL RD, WEST MONROE, NY 13167-4141

Mortgage

Document Number0000002491
DateMar 22, 2024
InstrumentR-2024-002491
Lender
NameANTHONY CIESLA
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionConstantia Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,624.00 (+1.54%)
2025$3,569.00$74,700 (-) Land $10,000 Building $64,700$135,818 (+18.18%) Land $18,182 Building $117,636
2023$74,700 Land $10,000 Building $64,700$114,923 Land $15,385 Building $99,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimMar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 49

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