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  5. S Co Rd 315

676 S Co Rd 315, Interlachen, FL 32148 Property Records

Putnam County property record for 676 S Co Rd 315, Interlachen, FL 32148 · Last verified June 2026

Property Summary

Property TypeMobile Home
Details1,352 sqft · built 2021
Lot Size10 acres (436,036 sqft)
Owner2 Individual Names on File
Last Sale$69,000 (Jul 2020)
Tax Bill$4,587 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-11-24-0000-0030-0000

Property Details

APN / Parcel Number

Primary APN02-11-24-0000-0030-0000
Alternative APN
  • 85099

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Lot Area436,036 sqft (10 acres)

Location & Zoning

Account Number85099
Street Address676 S COUNTY ROAD 315
CityINTERLACHEN
StateFL
Zip32148-4210
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionNW1/4 OF SW1/4 OF SW1/4 (SUBJECT TO CLAY ELECT ESMT OR1620 P1247)
Legal Range24E
Legal Township11S
Legal Section02
Legal SubdivisionFLAMINGO LAKES ESTATES INTERLA
Legal Lot Number20-22
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2039
Census Tract950500

Owner

Source: Putnam County records · APN 02-11-24-0000-0030-0000

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14647 NE 248TH TER, FORT MC COY, FL 32134-6932
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Construction Mortgage
HUNTER LENDING
Jul 01, 2020Warranty Deed, Transfer · Conventional Mortgage
CHARLES E & SANDRA K WHITE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2020 · Amount on Record
Deed SaleJul 01, 2020 · Amount on Record
Prior SaleJul 01, 2020 · Amount on Record
Deed Document Number202011180
Deed Book / Page1581 / 733
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Recording DateMay 15, 2026
Property Address676 S COUNTY ROAD 315, INTERLACHEN, FL 32148-4210
Document Number0018691728
Book / Page1869 / 1728
Instrument DateMay 13, 2026
Instrument202612023
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 S COUNTY ROAD 315, INTERLACHEN, FL 32148-4210

Mortgage

Document Number0000012023,
DateMay 15, 2026
Book Page1869/1728
Instrument202612023
Lender
NameHUNTER LENDING
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 13, 2027
Interest
Rate TypeBalloon
Rate6.3%
Initial TypeBalloon
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJul 01, 2020
Property Address676 S COUNTY ROAD 315, INTERLACHEN, FL 32148-4210
Document Number0015810733
Book / Page001581 / 000733
Instrument DateJun 29, 2020
Instrument54011180
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyGUARANTY TITLE COMPANY, GUARANTY TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$483.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14647 NE 248TH TER FORT MC COY FL 321346932, FORT MC COY, FL 32134-6932

Mortgage

Document Number15810735
DateJul 01, 2020
Book Page001581/000735
Instrument54011181
Lender
NameCHARLES E & SANDRA K WHITE
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJun 30, 2023

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,587.00 (+14.68%)$257,450 (-2.85%) Land $99,460 Building $157,990$257,450 (-2.85%) Land $99,460 Building $157,990
2023$4,000.00 (+17.13%)$265,010 (+24.66%)$265,010 (+24.66%) Land $99,460 Building $165,550
2022$3,415.00$212,580$212,580 Land $72,340 Building $140,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079505002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 483 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
AT&TFixed Wireless25 / 3
Uniti GroupDSL25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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