Lexington County property record for 676 River Rd, Columbia, SC 29212
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,520 sqft · built 2020 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,556 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002696-03-031 |
| Primary APN | 002696-03-031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 58,806 sqft (1.35 acres) |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 676 RIVER RD |
|---|---|
| City | COLUMBIA |
| State | SC |
| Zip | 29212-8807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | GEORGETOWN SD LOT 3 |
| Legal Subdivision | GEORGETOWN SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | IRMO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21114 |
Source: Lexington County records · APN 002696-03-031
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 676 RIVER RD, COLUMBIA, SC 29212-8807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA |
| Aug 03, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA |
| Oct 01, 2019 | Trustee's Deed, Construction Loan · Line of Credit SOUTHERN FIRST BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 676 RIVER RD, COLUMBIA, SC 29212-8807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2090405802 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 20904/5802 |
| Instrument | 2020052528 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 676 RIVER RD, COLUMBIA, SC 29212-8807 |
| Document Number | 2090405812 |
| Instrument Date | Aug 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 676 RIVER RD COLUMBIA SC 292128807, COLUMBIA, SC 29212-8807 |
| Document Number | 2090405812 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 020904/005812 |
| Instrument | 52529 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 11, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Oct 01, 2019 |
| Property Address | 676 RIVER RD, COLUMBIA, SC 29212-8807 |
| Book / Page | 020837 / 003638 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 44421 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 201 LOCHWEED CT COLUMBIA SC 292128535, COLUMBIA, SC 29212-8535 |
| Document Number | 2083703638 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 020837/003638 |
| Instrument | 44421 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,556.00 (+7.67%) | ||
| 2024 | $5,160.00 (+0.86%) | $33,726 (-) Land $16,200 Building $17,526 | $843,155 (-) Land $405,000 Building $438,155 |
| 2023 | $5,116.00 | $33,726 Land $16,200 Building $17,526 | $843,155 Land $405,000 Building $438,155 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2006–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 35 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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