676 Olde Oaks Dr, Temple, TX 76502 Property Records

Bell County property record for 676 Olde Oaks Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,029 sqft · built 1998
Lot Size	0.887 acres (38,665 sqft)
Owner	Individual Name on Record
Tax Bill	$9,438 (2024)
Deeds & Mortgages	Jul 2024 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0390694006`

Property Details

APN / Parcel Number

Primary APN	`0390694006`
Alternative APNs	`147369` `624031`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,029 sqft Living Area
1st Floor Area	2,136 sqft
2nd Floor Area	893 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,665 sqft (0.887 acres)
Lot Dimensions	209 ft deep x 185 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	624031
Street Address	676 OLDE OAKS DR
City	TEMPLE
State	TX
Zip	76502-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTRICK ESTATES PHASE I, BLOCK 003, LOT 0003
Legal Subdivision	HARTRICK ESTATES PHASE I
Legal Phase	1
Legal Block	3
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1005
Census Tract	21400

Owner

Source: Bell County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	676 OLDE OAKS DR, TEMPLE, TX 76502-4256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jan 7, 2026	Vendor's Lien, Transfer · VA Mortgage LEADERONE FINANCIAL CORP
Oct 10, 2023	Intrafamily Transfer, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2026
Deed Sale	Jan 7, 2026
Prior Sale	Oct 10, 2023
Deed Document Number	2026000727
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	676 OLDE OAKS DR, TEMPLE, TX 76502-4256
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 OLDE OAKS DR, TEMPLE, TX 76502-4256

Mortgage

Document Number	0000032513
Date	Jul 30, 2024
Instrument	2024032513

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 7, 2026
Property Address	676 OLDE OAKS DR, TEMPLE, TX 76502-4256
Document Number	0000000727
Map Reference	CAB C SL 26-B
Instrument Date	Jan 5, 2026
Instrument	2026000727
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11129 ARMSTRONG RD, SALADO, TX 76571-7989

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 OLDE OAKS DR, TEMPLE, TX 76502-4256

Mortgage

Document Number	0000000728
Date	Jan 7, 2026
Instrument	2026000728

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Oct 10, 2023
Property Address	676 OLDE OAKS DR, TEMPLE, TX 76502-4256
Document Number	0000045189
Map Reference	CAB C SL 26-B
Instrument Date	Oct 6, 2023
Instrument	2023045189
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7650 BOUTWELL DR, TEMPLE, TX 76502-4214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 OLDE OAKS DR, TEMPLE, TX 76502-4256

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$618,298 (-0.63%) Land $90,000 Building $528,298	$618,298 (-0.63%) Land $90,000 Building $528,298
2024	$9,438.00 (+2.25%)
2023	$9,230.00 (+4.54%)	$622,203 Land $80,000 Building $542,203	$622,203 Land $80,000 Building $542,203
2022	$8,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP, SOS Communications.

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