676 Normandy O, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 676 Normandy O, Delray Beach, FL 33484

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 907 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Mar 2024)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-13-015-6760`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-13-015-6760`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	907 sqft Living Area

Exterior

Year Built	Built 1980
Construction Type	Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Enclosed Porch
Porch Area	108 sqft

Location & Zoning

Street Address	676 NORMANDY O
City	DELRAY BEACH
State	FL
Zip	33484-4729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT NORMANDY O COND PAR 676
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	KINGS POINT NORMANDY COND
Legal Block	15
Legal Unit	676
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5944

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	676 NORMANDY O, DELRAY BEACH, FL 33484-4729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Jul 9, 1997 · Amount on Record
Deed Document Number	20240085881
Deed Book / Page	34884 / 257
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 14, 2024
Property Address	676 NORMANDY O, DELRAY BEACH, FL 33484-4729
Document Number	0348840257
Book / Page	34884 / 257
Instrument Date	Feb 28, 2024
Instrument	20240085881
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Tax	$1,036.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9701 W OAKLAND PARK BLVD APT 543, 543, SUNRISE, FL 33351-7031

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6710 JACQUES WAY, LAKE WORTH, FL 33463-7486

Mortgage

Document Number	20240085882
Date	Mar 14, 2024
Instrument	20240085882

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0348840260
Date	Mar 14, 2024
Book Page	34884/260
Instrument	20240085882

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	676 NORMANDY O, DELRAY BEACH, FL 33484-4729
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 NORMANDY O, DELRAY BEACH, FL 33484-4729

Mortgage

Document Number	0341060436
Date	Feb 3, 2023
Book Page	34106/436
Instrument	20230039160

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Dec 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (+362.35%) Homeowner's exemption	$94,582 (+340.94%) Building $94,582	$94,582 (-20.2%) Building $94,582
2023	$247.00 (+0.82%) Homeowner's exemption	$21,450 (+3%)	$118,519 (+16.73%) Building $118,519
2022	$245.00 Homeowner's exemption	$20,825	$101,529 Building $101,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	926 units insured incl. 864 condo units
Nearby Flood Claims	21 (1979–2017)
Claims Outside the SFHA	13 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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