676 N Wheaton Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 676 N Wheaton Rd, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,909 sqft · built 1983
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Jan 2017)
Tax Bill	$443 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10008500006000`

Property Details

APN / Parcel Number

Primary APN	`10008500006000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,909 sqft Living Area
1st Floor Area	1,897 sqft
Basement Area	1,897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	44,431 sqft (1.02 acres)
Garage Area	972 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	676 N WHEATON RD
City	CHARLOTTE
State	MI
Zip	48813-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6, WOODSIDE ACRES, SEC. 12, T2N,R5W, CARMEL TWP. 1996
Legal Range	05W
Legal Township	02N
Legal Section	12
Legal Subdivision	WOODSIDE ACRES
Legal Lot Number	6
Jurisdiction	EATON MI
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1015
Census Tract	20901

Owner

Source: Eaton County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	676 N WHEATON RD, CHARLOTTE, MI 48813-8800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Intrafamily Transfer, Transfer · VA Mortgage STOCKTON MORTGAGE CORP
Jan 4, 2017	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 4, 2017 · Amount on Record
Deed Sale	Jan 4, 2017 · Amount on Record
Prior Sale	Apr 2, 2013 · Amount on Record
Deed Book / Page	2659 / 969
Last Transfer Date	Jan 2, 2019
Transfer Doc	02769/0013
Record Updated	Sep 20, 2026

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jan 9, 2019
Property Address	676 N WHEATON RD, CHARLOTTE, MI 48813-8800
Document Number	02769/0013
Book / Page	2769 / 0013
Map Reference	LB 12 PG 80
Instrument Date	Jan 2, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	676 N WHEATON RD, 676, CHARLOTTE, MI 48813-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 N WHEATON RD, CHARLOTTE, MI 48813-8800

Mortgage

Document Number	0000027691
Date	Jan 9, 2019
Instrument	2769/1

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 4, 2017
Property Address	676 N WHEATON RD, CHARLOTTE, MI 48813-8800
Document Number	2659/0969
Book / Page	2659 / 0969
Map Reference	LB12 PG80
Instrument Date	Dec 22, 2016
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	676 N WHEATON RD, 676, CHARLOTTE, MI 48813-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 W KINSEL HWY, CHARLOTTE, MI 48813-7826

Mortgage

Document Number	02659/0970
Date	Jan 4, 2017
Book Page	2659/0970

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Carmel Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,570 (+0.63%)	$410,567 (-) Land $34,928 Building $375,639
2025	$443.00 (-90.96%) Homeowner's exemption	$205,280 (+18.26%)	$410,567 (+18.26%) Land $34,928 Building $375,639
2024	$4,898.00 (+24.98%)
2023		$173,590	$347,180
2022	$3,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Mercury Broadband, T-Mobile USA.

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