676 N Wells St, Apopka, FL 32712 Property Records

Orange County property record for 676 N Wells St, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,100 sqft · built 1973
Lot Size	0.2 acres (8,713 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Nov 2017)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-21-28-9638-00-020`

Property Details

APN / Parcel Number

Primary APN	`04-21-28-9638-00-020`
Alternative APNs	`282104963800020` `190116` `193634` `197292`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,557 sqft
1st Floor Area	1,100 sqft
Utility Area	117 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,713 sqft (0.2 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	676 N WELLS ST
City	APOPKA
State	FL
Zip	32712-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	SHAMROCK SQUARE 4/24 LOT 2
Legal Range	28E
Legal Township	21S
Legal Section	04
Legal Subdivision	SHAMROCK SQUARE
Legal Tract	9638
Legal Lot Number	2
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3008
Census Tract	17701

Owner

676 N Wells St is owned and occupied by an individual who bought it in November 2017.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	676 N WELLS ST, APOPKA, FL 32712-3531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 10, 2017	Grant Deed, Transfer · FHA Mortgage MONEY HOUSE
Jul 21, 2017	Grant Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2017 · Amount on File
Deed Sale	Nov 10, 2017 · Amount on File
Prior Sale	Nov 4, 2013
Deed Document Number	2017618728
Prior Transfer Date	Oct 30, 2013
Prior Transfer Doc	0000585139
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	676 N WELLS ST, APOPKA, FL 32712-3531
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	HOMELAND TITLE SOURCE LLC, HOMELAND TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 N WELLS ST, APOPKA, FL 32712-3531

Mortgage

Document Number	0000173261
Date	Mar 26, 2021
Instrument	20210173261

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 10, 2017
Property Address	676 N WELLS ST, APOPKA, FL 32712-3531
Document Number	0000618728
Instrument Date	Nov 8, 2017
Instrument	618728
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	LAWYERS ADVANTAGE TITLE GROUP, LAWYERS ADVANTAGE TITLE GRP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 ASPEN WAY APOPKA FL 327035738, APOPKA, FL 32703-5738

Mortgage

Document Number	618729
Date	Nov 10, 2017
Instrument	618729

Lender

Name	MONEY HOUSE
Type	Funding / Finance Company
Address	SAN JUAN, PR 00901

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2047

July 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 21, 2017
Property Address	676 N WELLS ST, APOPKA, FL 32712-3531
Document Number	0000408139
Instrument Date	Feb 27, 2017
Instrument	408139
Transaction Type	Foreclosure
Record Updated	Aug 3, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 676 N Wells St was $1,712, up 2.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,706 (+2.7%)	$246,390 (-1.1%) Land $80,000 Building $166,390
2025	$1,712.00 (+2.7%) Homeowner's exemption	$143,823	$249,140 Land $80,000 Building $169,140
2024	$1,667.00 (+10.84%)
2023	$1,504.00 (+5.77%) Homeowner's exemption	$132,786 (+3%)	$226,594 (+11.5%) Land $80,000 Building $146,594
2022	$1,422.00 Homeowner's exemption	$128,918	$203,218 Land $80,000 Building $123,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 676 N Wells St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 N Wells St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Metronet.

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