676 N 900 E, American Fork, UT 84003 Property Records

Utah County property record for 676 N 900 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,901 sqft · built 2007
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,400 (Dec 2019)
Tax Bill	$5,340 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51-433-0002`

Property Details

APN / Parcel Number

Primary APN	`51-433-0002`
Alternative APN	`222039`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,901 sqft Living Area
Gross Area	6,590 sqft
1st Floor Area	1,731 sqft
Basement Area	1,801 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	15,594 sqft (0.358 acres)
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	297 sqft
Patio Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	222039
Street Address	676 N 900 E
City	AMERICAN FORK
State	UT
Zip	84003-1995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PLAT D, ROYAL ESTATES SUBDV. AREA 0.358 AC.
Legal Subdivision	ROYAL ESTATES
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2000
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	676 N 900 E, AMERICAN FORK, UT 84003-1995
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	2019127661
Prior Transfer Date	Oct 4, 2013
Prior Transfer Doc	0000094275
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	676 N 900 E, AMERICAN FORK, UT 84003-1995
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054948
Date	May 3, 2022
Instrument	54948:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	676 N 900 E, AMERICAN FORK, UT 84003-1995
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013091
Date	Jan 31, 2022
Instrument	13091:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	676 N 900 E, AMERICAN FORK, UT 84003-1995
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011310
Date	Jan 29, 2020
Instrument	11310:2020

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 3, 2019
Property Address	676 N 900 E, AMERICAN FORK, UT 84003-1995
Document Number	0000127661
Instrument Date	Dec 3, 2019
Instrument	127661:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BACKMAN OREM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	676 N 900 E, AMERICAN FORK, UT 84003-1995

Mortgage

Document Number	0000127730
Date	Dec 3, 2019
Instrument	127730:2019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 15, 2019
Property Address	676 N 900 E, AMERICAN FORK, UT 84003-1995
Document Number	0000064973
Instrument Date	Jul 9, 2019
Instrument	064973:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	VANGUARD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	676 N 900 E, AMERICAN FORK, UT 84003-1995

Mortgage

Document Number	0000064974
Date	Jul 15, 2019
Instrument	064974:2019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,500 (-46.05%)	$1,090,000 (-1.92%) Land $295,300 Building $794,700
2025	$5,340.00 (+0.02%)	$1,111,300 (+104.67%) Land $295,300 Building $816,000	$1,111,300 (+12.57%) Land $295,300 Building $816,000
2024	$5,339.00 (+15.84%)
2023	$4,609.00 (-6%)	$542,960	$987,200 Land $255,600 Building $731,600
2022	$4,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CentraCom, CenturyLink, Utah Broadband.

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