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676 Mountain Point Dr, Marion, NC 28752 Property Records

McDowell County property record for 676 Mountain Point Dr, Marion, NC 28752 · Last verified April 2026

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,404 sqft · built 1997
Lot Size3 acres (130,680 sqft)
Owner2 Company Names on File
Last Sale$159,500 (Jul 2020)
Tax Bill$1,634 (2025)
Deeds & MortgagesAug 2017 Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN1704-00-31-2680

Property Details

APN / Parcel Number

Primary APN1704-00-31-2680
Alternative APN
  • 72715

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Heated Area
Gross Area1,804 sqft
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number72715
Street Address676 MOUNTAIN POINT DR
CityMARION
StateNC
Zip28752-7299
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description325,529
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group2
Census Block2014
Census Tract970102

Owner

Source: McDowell County records · APN 1704-00-31-2680

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1219 HILLSHIRE MEADOW DR, MATTHEWS, NC 28105-6725
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2017Deed of Trust, Mortgage · FHA Mortgage
POLARIS HOME FUNDING CORP
Jul 17, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Deed Document Number20203465
Deed Book / Page1315 / 913
Last Transfer DateJul 01, 2025
Transfer Doc0015060540
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address676 MOUNTAIN POINT DR, MARION, NC 28752-7299
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012220737
DateAug 29, 2017
Book Page1222/0737
Instrument2017004214
Lender
NamePOLARIS HOME FUNDING CORP
TypeLending Institution
AddressGRANDVILLE, MI 49418
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJul 17, 2020
Property Address676 MOUNTAIN POINT DR, MARION, NC 28752-7299
Document Number0013150913
Book / Page001315 / 000913
Instrument DateJul 17, 2020
Instrument3465
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$319.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 MOUNTAIN POINT DR MARION NC 287527299, MARION, NC 28752-7299

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,634.00$234,110 (-) Land $25,000 Building $209,110
2023$1,634.00$234,110 Land $25,000 Building $209,110$234,110 Land $25,000 Building $209,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2020–2024)
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire RiskHigh
above 73% of the US · above 94% of North Carolina
Wildfire LikelihoodAbout 1 in 304 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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