676 Millbridge Dr, Panama City Beach, FL 32413 Property Records

Bay County property record for 676 Millbridge Dr, Panama City Beach, FL 32413

Property Summary

Property TypeVacant Land
Lot Size0.137 acres (5,967 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Aug 2026)
Deeds & MortgagesAug 2026 Sale
Flood ZoneZone A (high risk)
APN32717-300-034

Property Details

APN / Parcel Number

Primary APN32717-300-034

Exterior

Lot Area5,967 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide

Location & Zoning

Street Address676 MILLBRIDGE DR
CityPANAMA CITY BEACH
StateFL
Zip32413-2223
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeBC02
Legal DescriptionWARD CREEK PH 2A LOT 17
Legal SubdivisionWARD CREEK PHASE 2A
Legal Lot Number17
JurisdictionBAY FL
Township / Civil DivisionSOUTHPORT
Census Block Group2
Census Block2045
Census Tract204

Owner

676 Millbridge Dr, vacant land, is owned by a company that bought it in August 2026.

Source: Bay County records, as of September 11, 2026

Owner of RecordCompany Name on File
Mailing Address3940 OLYMPIC BLVD, 400, ERLANGER, KY 41018-3593
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2026 · Amount on File
Deed SaleAug 26, 2026 · Amount on File
Deed Document Number202652958
Deed Book / Page5072 / 826
Record UpdatedOct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateAug 26, 2026
Property Address676 MILLBRIDGE DR, PANAMA CITY BEACH, FL 32413-2223
Document Number0000052958
Book / Page5072 / 826
Instrument DateAug 25, 2026
Instrument202652958
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyWATERSOUND TITLE AGENCY LLC, WATERSOUND TITLE

Transaction

AmountAmount on Record
Tax$848,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address3940 OLYMPIC BLVD, 400, ERLANGER, KY 41018-3593
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$16,056 Land $16,056$16,056 Land $16,056

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 676 Millbridge Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 232 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies293 units insured
incl. 61 condo units
Nearby Flood Claims10 (1995–2020)
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 Millbridge Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30

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