Bay County property record for 676 Millbridge Dr, Panama City Beach, FL 32413
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.137 acres (5,967 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Aug 2026) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 32717-300-034 |
| Primary APN | 32717-300-034 |
|---|
| Lot Area | 5,967 sqft (0.137 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Street Address | 676 MILLBRIDGE DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-2223 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BC02 |
| Legal Description | WARD CREEK PH 2A LOT 17 |
| Legal Subdivision | WARD CREEK PHASE 2A |
| Legal Lot Number | 17 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 204 |
676 Millbridge Dr, vacant land, is owned by a company that bought it in August 2026.
Source: Bay County records, as of September 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3940 OLYMPIC BLVD, 400, ERLANGER, KY 41018-3593 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2026 · Amount on File |
| Deed Sale | Aug 26, 2026 · Amount on File |
| Deed Document Number | 202652958 |
| Deed Book / Page | 5072 / 826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 26, 2026 |
| Property Address | 676 MILLBRIDGE DR, PANAMA CITY BEACH, FL 32413-2223 |
| Document Number | 0000052958 |
| Book / Page | 5072 / 826 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202652958 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | WATERSOUND TITLE AGENCY LLC, WATERSOUND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $848,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3940 OLYMPIC BLVD, 400, ERLANGER, KY 41018-3593 |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $16,056 Land $16,056 | $16,056 Land $16,056 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 676 Millbridge Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 232 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 293 units insured incl. 61 condo units |
| Nearby Flood Claims | 10 (1995–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 676 Millbridge Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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