676 May St, Elgin, IL 60120 Property Records

Kane County property record for 676 May St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,280 sqft · built 1934
Lot Size	0.123 acres (5,357 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Jan 2018)
Tax Bill	$6,285 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Jun 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-24-278-013`

Property Details

APN / Parcel Number

Primary APN	`06-24-278-013`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,280 sqft Living Area
Gross Area	2,133 sqft
Basement Area	853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Frame
Lot Area	5,357 sqft (0.123 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	676 MAY ST
City	ELGIN
State	IL
Zip	60120-7966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS SUB LOT 4
Legal Subdivision	ANDRESEN BROS SUB
Legal Block	5
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5001
Census Tract	851400

Owner

676 May St is owned and occupied by two individuals who bought it in January 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	676 MAY ST, ELGIN, IL 60120-7966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2018	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Jun 6, 2017	Special Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2018 · Amount on File
Deed Sale	Jan 9, 2018 · Amount on File
Prior Sale	Jun 6, 2017 · Amount on File
Deed Document Number	20181470
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 9, 2018
Property Address	676 MAY ST, ELGIN, IL 60120-7966
Document Number	0000001470
Instrument Date	Dec 27, 2017
Instrument	2018K001470
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PRIMARY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 MAY ST, ELGIN, IL 60120-7966

Mortgage

Document Number	0000001471
Date	Jan 9, 2018
Instrument	2018K001471

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

June 2017: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 6, 2017
Property Address	676 MAY ST, ELGIN, IL 60120-7966
Document Number	0000028699
Instrument Date	May 9, 2017
Instrument	2017K028699
Transaction Type	Construction Loan
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 SPINNAKER ST, ELGIN, IL 60123-8589

Mortgage

Document Number	0000028700
Date	Jun 6, 2017
Instrument	2017K028700

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 676 May St was $6,285 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,285.00 Homeowner's exemption	$90,386 (+8.57%) Land $13,408 Building $76,978	$271,267 (+8.57%) Land $40,240 Building $231,026
2024		$83,252 Land $12,350 Building $70,902	$249,856 Land $37,065 Building $212,791
2022	$5,426.00 (+4.65%) Homeowner's exemption	$68,580 (+6.96%) Land $10,173 Building $58,407	$205,740 (+6.96%) Land $30,519 Building $175,221
2021	$5,185.00 Homeowner's exemption	$64,117 Land $9,511 Building $54,606	$192,351 Land $28,533 Building $163,818

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 676 May St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 676 May St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on May St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures