Lexington County property record for 676 Martin Smith Rd, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,114 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Dec 2024) |
| Tax Bill | $2,308 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008505-01-014 |
| Primary APN | 008505-01-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,114 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 676 MARTIN SMITH RD |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | SAWMILL PH II LOT 10 |
| Legal Subdivision | SAWMILL SUBDIVISION PHASE II |
| Legal Lot Number | 10 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 21311 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 676 MARTIN SMITH RD, GILBERT, SC 29054-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Oct 11, 2022 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Jan 4, 2022 | Warranty Deed, Transfer |
| Jan 4, 2022 | Warranty Deed, Transfer · FHA Mortgage NTFN INC |
| Jan 14, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on Record |
| Deed Sale | Dec 30, 2024 · Amount on Record |
| Prior Sale | Jan 4, 2022 · Amount on Record |
| Deed Document Number | 202447228 |
| Deed Book / Page | 21140 / 2054 |
| Prior Transfer Date | Feb 17, 2010 |
| Prior Transfer Doc | 1410100094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 676 MARTIN SMITH RD, GILBERT, SC 29054-9564 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 676 MARTIN SMITH RD, GILBERT, SC 29054-9564 |
| Document Number | 2118501775 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 21185/1775 |
| Instrument | 2025039563 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 676 MARTIN SMITH RD, GILBERT, SC 29054-9564 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2103002567 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 21030/2567 |
| Instrument | 2022045264 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jan 4, 2022 |
| Property Address | 676 MARTIN SMITH RD, GILBERT, SC 29054-9564 |
| Document Number | 2098603059 |
| Book / Page | 20986 / 3059 |
| Map Reference | SL 213 PG 2 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022000361 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $91.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 676 MARTIN SMITH RD, GILBERT, SC 29054-9564 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jan 4, 2022 |
| Property Address | 676 MARTIN SMITH RD, GILBERT, SC 29054-9564 |
| Document Number | 2098603075 |
| Book / Page | 20986 / 3075 |
| Map Reference | SL 213 PG 2 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022000364 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $972.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 676 MARTIN SMITH RD, GILBERT, SC 29054-9564 |
| Document Number | 2022000365 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022000365 |
| Name | NTFN INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 676 MARTIN SMITH RD, GILBERT, SC 29054-9564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2085205787 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 20852/5787 |
| Instrument | 2020001522 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 9, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,464 (-) Land $360 Building $15,104 | ||
| 2024 | $2,308.00 (+7.95%) | $15,464 (+3.37%) Land $360 Building $15,104 | $386,600 (+3.37%) Land $9,000 Building $377,600 |
| 2023 | $2,138.00 | $14,960 Land $360 Building $14,600 | $374,000 Land $9,000 Building $365,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Comporium Fiber | 5,000 / 5,000 |
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