Lake County property record for 676 Marine Dr, Wauconda, IL 60084
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,582 sqft · built 1964 |
| Lot Size | 0.243 acres (10,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Sep 2022) |
| Tax Bill | $7,581 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-305-005 |
| Primary APN | 09-23-305-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 3,098 sqft |
| 1st Floor Area | 900 sqft |
| 2nd Floor Area | 682 sqft |
| Upper Floors Area | 682 sqft |
| Basement Area | 900 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,598 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 445 sqft |
| Patio Area | 485 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 676 MARINE DR |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARKDALE UNIT NO.9 LOT 5 BLOCK 3 |
| Legal Subdivision | LARKDALE UNIT NO.9 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Legal Unit | 9 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 864204 |
676 Marine Dr is owned and occupied by an individual who bought it in September 2022.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2203 N LONG LN, MCHENRY, IL 60051-9461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Aug 24, 2017 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Prior Sale | Aug 24, 2017 · Amount on File |
| Deed Document Number | 20227930344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 1, 2022 |
| Property Address | 676 MARINE DR, WAUCONDA, IL 60084-1137 |
| Document Number | 0007930344 |
| Map Reference | DOC 1165192 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 7930344 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 676 MARINE DR, WAUCONDA, IL 60084-1137 |
| Name | Verified Name |
|---|---|
| Address | 676 MARINE DR, WAUCONDA, IL 60084-1137 |
| Investor | Possibly a Property Investor |
| Document Number | 0007930345 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 7930345 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 24, 2017 |
| Property Address | 676 MARINE DR, WAUCONDA, IL 60084-1137 |
| Document Number | 0007422222 |
| Map Reference | DOC1165192 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 7422222 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 676 MARINE DR, WAUCONDA, IL 60084-1137 |
| Document Number | 0007422223 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 7422223 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate | 4% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Wauconda Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99,518 Land $18,576 Building $80,942 | $298,584 Land $55,734 Building $242,850 | |
| 2024 | $7,581.00 (+0.46%) | ||
| 2023 | $7,546.00 (+4.78%) | $77,468 (+3.07%) Land $14,460 Building $63,008 | $232,427 (+3.07%) Land $43,384 Building $189,043 |
| 2022 | $7,202.00 | $75,163 Land $17,594 Building $57,569 | $225,511 Land $52,787 Building $172,724 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 676 Marine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 676 Marine Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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