676 Lambton Ln, Naples, FL 34104 Property Records

Collier County property record for 676 Lambton Ln, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	2,083 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Apr 2019)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`186100 1434B32`

Property Details

APN / Parcel Number

Primary APN	`186100 1434B32`
Alternative APNs	`239460086510453551434` `23946008651`

Interior

Stories	1 Story
Building Area	2,083 sqft Living Area
1st Floor Area	2,083 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Pool Area	392 sqft
Deck Area	666 sqft

Location & Zoning

Street Address	676 LAMBTON LN
City	NAPLES
State	FL
Zip	34104-7870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BERKSHIRE LAKES UNIT #5 LOT 143 OR 1963 PG 1613
Legal Range	26
Legal Township	49
Legal Section	32
Legal Subdivision	BERKSHIRE LAKES UNIT 5
Legal Tract	186100
Legal Block	1
Legal Lot Number	143
Legal Unit	143
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10514

Owner

676 Lambton Ln is owned and occupied by an individual who bought it in April 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	676 LAMBTON LN, NAPLES, FL 34104-7870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on File
Deed Sale	Apr 9, 2019 · Amount on File
Prior Sale	Jul 1, 1994 · Amount on File
Deed Document Number	20195695355
Deed Book / Page	5616 / 721
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	676 LAMBTON LN, NAPLES, FL 34104-7870
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 LAMBTON LN, NAPLES, FL 34104-7870

Mortgage

Document Number	0059760029
Date	Jul 3, 2021
Book Page	5976/29
Instrument	6089460

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 9, 2019
Property Address	676 LAMBTON LN, NAPLES, FL 34104-7870
Document Number	0056160721
Book / Page	5616 / 0721
Map Reference	MB 17 PG 34
Instrument Date	Apr 8, 2019
Instrument	5695355
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,506.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 LAMBTON LN, NAPLES, FL 34104-7870

Mortgage

Document Number	0005695356
Date	Apr 9, 2019
Instrument	5695356

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 676 Lambton Ln was $3,705 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,906 (+2.7%)	$528,162 (+13.09%) Land $238,401 Building $289,761
2025	$3,705.00 Homeowner's exemption	$362,129	$467,010 Land $214,969 Building $252,041
2023	$3,394.00 (-1.99%) Homeowner's exemption	$341,673 (+3%)	$517,431 (+2.71%) Land $237,838 Building $279,593
2022	$3,463.00 Homeowner's exemption	$331,721	$503,756 Land $216,112 Building $287,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 676 Lambton Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 116 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 Lambton Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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