Ramsey County property record for 676 Geranium Ave E, Saint Paul, MN 55106 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,552 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2026) |
| Tax Bill | $3,892.00 (2024) |
Source: Ramsey County records · APN 29-29-22-12-0029
Assessment roll updated July 28, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 676 GERANIUM AVE E, SAINT PAUL, MN 55106-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage BAE CREDIT UNION |
| Aug 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Sep 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGES UNLIMITED |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Aug 02, 2022 · Amount on Record |
| Deed Doc Number | 20265103727 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 27, 2026 |
| Property Address | 676 GERANIUM AVE E, SAINT PAUL, MN 55106-2519 |
| Document Number | 0005103727 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.5103727 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2026 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,303.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 676 GERANIUM AVE E, SAINT PAUL, MN 55106-2519 |
| Document Number | 0005103728, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.5103728 |
| Name | BAE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 02, 2022 |
| Property Address | 676 GERANIUM AVE E, SAINT PAUL, MN 55106-2519 |
| Document Number | 0A04958232 |
| Instrument Date | Jul 21, 2021 |
| Instrument | A04958232 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | FIRST FINANCIAL TITLE AGENCY/MN, FIRST FINCL TTL AGCY OF MN I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $877.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 676 GERANIUM AVE E, SAINT PAUL, MN 55106-2519 |
| Document Number | 0A04958233 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | A04958233 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 21, 2018 |
| Property Address | 676 GERANIUM AVE E, SAINT PAUL, MN 55106-2519 |
| Document Number | 0004727583 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 4727583 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | TITLE SMART INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 676 GERANIUM AVE E ST PAUL MN 551062519, ST PAUL, MN 55106-2519 |
| Document Number | 4727584 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 4727584 |
| Name | MORTGAGES UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | MAPLE GROVE, MN 55369 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Document Number | 4727585, |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 4727585 |
| Name | MORTGAGES UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | MAPLE GROVE, MN 55369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265,100 (+2.04%) Land $25,000 Building $240,100 | $265,100 (+2.04%) Land $25,000 Building $240,100 | |
| 2024 | $3,892.00 (-9.15%) | ||
| 2023 | $4,284.00 Homeowner's exemption | $259,800 Land $20,000 Building $239,800 | $259,800 Land $20,000 Building $239,800 |
Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 29-29-22-12-0029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,552 sqft Living Area |
| 1st Floor | 940 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,000 sqft (0.115 acres) |
| Depth X Width | 125 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Well Water Source |
| Account Number | 657054 |
|---|---|
| Street Address | 676 GERANIUM AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-2519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EVANS ADDITION LOT 6 BLK 3 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 29 |
| Legal Subdivision | EVANS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | RAMSEY MN |
| Minor Civil Division | ST. PAUL |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 31000 |
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