Franklin County property record for 676 E Schrock Rd, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,132 sqft · built 1973 |
| Lot Size | 0.268 acres (11,716 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Oct 2007) |
| Tax Bill | $4,833 (2024) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-004845 |
| Primary APN | 080-004845 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Family Room | Family Room |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 11,716 sqft (0.268 acres) |
| Lot Dimensions | 125 ft deep x 94 ft wide |
| Terrain | Wet |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 676 E SCHROCK RD |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-3153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H C HUBER PLAT 49 SEC 10 SCHROCK RD LOT 2481 |
| Legal Subdivision | HERBERT C HUBER PLAT 49 SEC 10 |
| Legal Lot Number | 2481 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 7193 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 676 E SCHROCK RD, WESTERVILLE, OH 43081-3153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC |
| Oct 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEMBA FINANCIAL CREDIT UNION INC |
| Jun 14, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Sep 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2007 · Amount on Record |
| Deed Sale | Oct 17, 2007 · Amount on Record |
| Prior Sale | Oct 17, 2007 · Amount on Record |
| Deed Document Number | 0000181062 |
| Last Transfer Date | Sep 20, 2018 |
| Transfer Doc | 0000127091 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 676 E SCHROCK RD, WESTERVILLE, OH 43081-3153 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | ELITE LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 676 E SCHROCK RD, WESTERVILLE, OH 43081-3153 |
| Document Number | 0000137327 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 202209270137327 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 676 E SCHROCK RD, WESTERVILLE, OH 43081-3153 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | ELITE LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000148677 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 202210250148677 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 676 E SCHROCK RD, WESTERVILLE, OH 43081-3153 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000079232 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 201806140079232 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 676 E SCHROCK RD, WESTERVILLE, OH 43081-3153 |
| Document Number | 0000104926 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 676 E SCHROCK RD WESTERVILLE OH 430813153, WESTERVILLE, OH 43081-3153 |
| Document Number | 0000104926 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 104926 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 20, 2018 |
| Property Address | 676 E SCHROCK RD, WESTERVILLE, OH 43081-3153 |
| Document Number | 0000127091 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 127091 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 676 E SCHROCK RD WESTERVILLE OH 430813153, WESTERVILLE, OH 43081-3153 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,833.00 (+2.16%) Homeowner's exemption | $85,050 (-) Land $33,530 Building $51,520 | |
| 2023 | $4,731.00 (+0.55%) Homeowner's exemption | $85,050 (+31.7%) Land $33,530 Building $51,520 | $243,000 (+31.71%) Land $95,800 Building $147,200 |
| 2022 | $4,705.00 Homeowner's exemption | $64,580 Land $26,180 Building $38,400 | |
| 2020 | $184,500 Land $74,800 Building $109,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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