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676 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 676 Delta Ave, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,119 sqft · built 1924
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Jan 2025)
Tax Bill$5,146 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
May 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN045-0003-0076-00

Property Details

APN / Parcel Number

Primary APN045-0003-0076-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,119 sqft Living Area
1st Floor Area756 sqft
AtticAttic
Attic Area363 sqft
Basement Area756 sqft

Exterior

Year BuiltBuilt 1924
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,447 sqft (0.148 acres)
Lot Dimensions151 ft deep x 39 ft wide
PorchPorch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address676 DELTA AVE
CityCINCINNATI
StateOH
Zip45226-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description676 DELTA AVE 39 X 151.29PT LOTS 15 JOHN TOTTENS PL A PARS 76-90 CONS
Legal SubdivisionJOHN PLACE TOTTEN
Legal Lot Number15
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3006
Census Tract4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address676 DELTA AVE, CINCINNATI, OH 45226-1926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2025Warranty Deed, Transfer · Conventional Mortgage
RIVERHILLS BANK
May 18, 2020Warranty Deed, Transfer · Conventional with PMI
EQUITABLE MTG CORP
May 18, 2020Warranty Deed, Transfer · Conventional with PMI
EQUITABLE MTG CORP
Aug 9, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 2, 2018Quit Claim Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 26, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2025 · Amount on Record
Deed SaleJan 9, 2025 · Amount on Record
Prior SaleMay 18, 2020 · Amount on Record
Deed Document Number0000001576
Deed Book / Page15329 / 660
Record UpdatedJun 8, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 9, 2025
Property Address676 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number0000001576
Book / Page15329 / 660
Instrument DateJan 3, 2025
Instrument2025-0001576
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyRIVERTOWNE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 DELTA AVE, CINCINNATI, OH 45226-1926

Mortgage

Document Number0000001577
DateJan 9, 2025
Instrument2025-0001577
Lender
NameRIVERHILLS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 18, 2020
Property Address676 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number0000046121
Book / Page014170 / 000557
Instrument DateMay 8, 2020
Instrument46121
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyLAWYERS TITLE-OC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 DELTA AVE CINCINNATI OH 452261926, CINCINNATI, OH 45226-1926

Mortgage

Document Number46122
DateMay 18, 2020
Book Page014170/000559
Instrument46122
Lender
NameEQUITABLE MTG CORP
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 18, 2020
Property Address676 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number0000046121
Book / Page014170 / 000557
Instrument DateMay 8, 2020
Instrument46121
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyLAWYERS TITLE-OC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 DELTA AVE CINCINNATI OH 452261926, CINCINNATI, OH 45226-1926

Mortgage

Document Number46122
DateMay 18, 2020
Book Page014170/000559
Instrument46122
Lender
NameEQUITABLE MTG CORP
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateAug 9, 2018
Property Address676 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number0000070132
Book / Page013728 / 002944
Instrument DateAug 7, 2018
Instrument70132
Transaction TypeTransfer
Record UpdatedOct 8, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address676 DELTA AVE CINCINNATI OH 452261926, CINCINNATI, OH 45226-1926

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJan 2, 2018
Property Address676 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number0000000260
Instrument DateDec 27, 2017
Instrument18-0000260
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyAGILITY CLOSING & TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6682 CRESTHAVEN AVE, WEST CHESTER, OH 45069-3040

Mortgage

Document Number0000000261
DateJan 2, 2018
Instrument18-0000261
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateApr 26, 2017
Property Address676 DELTA AVE, CINCINNATI, OH 45226-1926
Document Number0000037000
Book / Page013404 / 001500
Instrument DateApr 14, 2017
Instrument37000
Transaction TypeTransfer
Record UpdatedNov 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$386.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4309 KUGLER MILL RD CINCINNATI OH 452361820, CINCINNATI, OH 45236-1820

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,146.00 (+3.15%)$83,552 (+%) Land $38,559 Building $44,993
2024$4,989.00 (-2.21%)$83,551 (-) Land $38,559 Building $44,992
2023$5,102.00 (+1.96%)$83,551 (+13.67%) Land $38,559 Building $44,992$238,720 (+13.68%) Land $110,170 Building $128,550
2022$5,004.00 Homeowner's exemption$73,501 Land $36,565 Building $36,936
2020$210,000 Land $104,470 Building $105,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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