Bergen County and Oradell Borough property record for 676 Cooper Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,810 sqft · built 1950 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Oct 2017) |
| Tax Bill | $15,535 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00205-0000-00001 |
| Primary APN | 44-00205-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 1,810 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 132100 |
|---|---|
| Street Address | 676 COOPER AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 75X100 |
| Legal Subdivision | PARAMOUNT DEV CO |
| Legal Block | 205 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40002 |
676 Cooper Ave is owned and occupied by two individuals who bought it in October 2017.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 676 COOPER AVE, ORADELL, NJ 07649-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC |
| Oct 5, 2017 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on File |
| Deed Sale | Oct 5, 2017 · Amount on File |
| Prior Sale | Jan 2, 1997 · Amount on File |
| Deed Document Number | 201774743 |
| Deed Book / Page | 2743 / 1080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 676 COOPER AVE, ORADELL, NJ 07649-2336 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0042551835 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 4255/1835 |
| Instrument | 2021108586 |
| Name | SUMMIT MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | FLUSHING, NY 11354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 5, 2017 |
| Property Address | 676 COOPER AVE, ORADELL, NJ 07649-2336 |
| Document Number | 0027431080 |
| Book / Page | 02743 / 1080 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 17-074743 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | ACRES LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 676 COOPER AVE, 676, ORADELL, NJ 07649-2336 |
| Name | Verified Name |
|---|---|
| Address | 676 COOPER AVE, ORADELL, NJ 07649-2336 |
| Document Number | 0027431087 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 02743/1087 |
| Instrument | 17-074743.01 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 676 Cooper Ave was $15,535, up 7.2% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $708,000 (+4.59%) Land $412,500 Building $295,500 | $708,000 (+4.59%) Land $412,500 Building $295,500 | |
| 2025 | $15,535.00 (+7.24%) | $676,900 Land $390,000 Building $286,900 | $676,900 Land $390,000 Building $286,900 |
| 2024 | $14,486.00 | ||
| 2023 | $529,800 Land $276,300 Building $253,500 | $529,800 Land $276,300 Building $253,500 | |
| 2022 | $13,551.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 676 Cooper Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 676 Cooper Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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