676 Cook Rd, Hamlin, NY 14464 Property Records

Monroe County and Hamlin Town property record for 676 Cook Rd, Hamlin, NY 14464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,130 sqft · built 1988
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,168 (2026)
Deeds & Mortgages	Aug 2025 Transfer Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`COM-0006873`

Property Details

APN / Parcel Number

Primary APN	`COM-0006873`
Alternative APNs	`30000010400001014000` `263000 001.04-1-14`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft
Game Room	Game Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	480 ft deep x 187 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	COM-0006873
Street Address	676 COOK RD
City	HAMLIN
State	NY
Zip	14464-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVL
Legal Description	L1 S3 T5 TRI TRACT CONVERY SUB L5 L243 P19
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	MONROE NY
Township / Civil Division	HAMLIN
Census Block Group	3
Census Block	3012
Census Tract	15102

Owner

676 Cook Rd is owner-occupied and held in a trust since July 2025.

Source: Monroe County and Hamlin Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	676 COOK RD, HAMLIN, NY 14464-9628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Intrafamily Transfer, Transfer CHICAGO TITLE ROCHESTER
Sep 29, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2025
Transfer Doc	0003325486
Record Updated	Oct 29, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Aug 20, 2025
Property Address	676 COOK RD, HAMLIN, NY 14464-9628
Document Number	202503325486
Book / Page	13119 / 731
Map Reference	LB 243 PG 19
Instrument Date	Jul 17, 2025
Instrument	202503325486
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	CHICAGO TITLE ROCHESTER

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	676 COOK RD, HAMLIN, NY 14464-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	676 COOK RD, HAMLIN, NY 14464-9628

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	676 COOK RD, HAMLIN, NY 14464-9628
Document Number	0000000210
Instrument Date	Sep 29, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 COOK RD HAMLIN NY 144649628, HAMLIN, NY 14464-9628

Mortgage

Document Number	0000000210
Date	Oct 12, 2018
Book Page	027795/000324
Instrument	210

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 676 Cook Rd was $4,168 with a homeowner's exemption, up 6.7% from the year before.

Source: Monroe County and Hamlin Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Hamlin Town
Unified School District	Kendall Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,168.00 (+6.68%) Homeowner's exemption
2025	$3,907.00 (-30.57%)	$228,600 (-) Land $34,000 Building $194,600	$228,600 (-) Land $34,000 Building $194,600
2024	$5,627.00 Homeowner's exemption	$228,600 (+126.11%) Land $34,000 Building $194,600	$228,600 (+51.49%) Land $34,000 Building $194,600
2023		$101,100 (-) Land $18,000 Building $83,100	$150,900 (+10.47%) Land $26,866 Building $124,034
2022		$101,100 Land $18,000 Building $83,100	$136,600 Land $24,320 Building $112,280
2021	$1,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 676 Cook Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2017–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 Cook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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