676 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 676 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1885
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2025)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-13-0092`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-13-0092`
Alternative APNs	`8160742` `187121`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Asbestos
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	187121
Street Address	676 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARLINGTON HILLS ADD B40&45-49 LOT 6 BLK 7
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	ARLINGTON HILLS ADD B40&45-49
Legal Block	7
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3014
Census Tract	31000

Owner

676 Cook Ave E is owned and occupied by an individual who bought it in April 2025.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	676 COOK AVE E, SAINT PAUL, MN 55106-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Jan 29, 2019	Warranty Deed, Transfer · Conventional with PMI ASSOCIATED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Jan 29, 2019 · Amount on File
Deed Document Number	20255063114
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	676 COOK AVE E, SAINT PAUL, MN 55106-3103
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04859433
Date	Jan 25, 2021
Instrument	A04859433

Lender

Name	SPIRE CU
Type	Credit Union
Address	5513

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 29, 2019
Property Address	676 COOK AVE E, SAINT PAUL, MN 55106-3103
Document Number	0004744438
Instrument Date	Jan 23, 2019
Instrument	4744438
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	WEST TITLE COMPANY, WEST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 COOK AVE E ST PAUL MN 551063103, ST PAUL, MN 55106-3103

Mortgage

Document Number	4744439
Date	Jan 29, 2019
Instrument	4744439

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 676 Cook Ave E was $3,206.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,400 Land $25,000 Building $184,400	$209,400 Land $25,000 Building $184,400
2025	$3,206.00
2023	$3,190.00 Homeowner's exemption	$215,700 Land $20,000 Building $195,700	$215,700 Land $20,000 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 676 Cook Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 676 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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