St. Johns County property record for 676 Cherry Elm Dr, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,994 sqft Living Area |
| Lot Size | 2,613 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $427,000 (2023) |
| Tax Bill | $3,280.00 (2025) |
| Primary APN | 027985-1640 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 2,376 sqft Gross Area |
| 1st Floor | 868 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,613 sqft (0.06 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 382 sqft Garage |
| Porch Area | 165 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 676 CHERRY ELM DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0135 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 113/64-74 SILVERLEAF 29B-2 LOT 164 OR5792/189 |
| Legal Subdivision | SILVERLEAF 29B-2 |
| Legal Block | 1 |
| Legal Lot Number | 164 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027985-1640
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 676 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Dec 16, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 14, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Deed Doc Number | 202354939 |
| Deed Book / Page | 5792 / 189 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 676 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 676 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135 |
| Document Number | 0060690507 |
|---|---|
| Date | Dec 16, 2024 |
| Book Page | 6069/507 |
| Instrument | 2024097437 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 14, 2023 |
| Property Address | 676 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135 |
| Document Number | 0057920189 |
| Book / Page | 5792 / 189 |
| Map Reference | MB 113 PG 64-74 |
| Instrument Date | Jul 07, 2023 |
| Instrument | 2023054939 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,989.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 676 CHERRY ELM DR, SAINT AUGUSTINE, FL 32092-0135 |
| Document Number | 0005792191 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 5792/191 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,482 (+2.7%) | $315,434 (-7.35%) Land $70,000 Building $245,434 | |
| 2025 | $3,280.00 (+13.22%) Homeowner's exemption | $257,529 (+2.9%) | $340,457 (-1.89%) Land $69,000 Building $271,457 |
| 2024 | $2,897.00 (+192.63%) Homeowner's exemption | $250,271 (+331.5%) | $347,020 (+498.31%) Land $68,000 Building $279,020 |
| 2023 | $990.00 | $58,000 | $58,000 Land $58,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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