676 Cactus Ln, Copperas Cove, TX 76522 Property Records

Coryell County property record for 676 Cactus Ln, Copperas Cove, TX 76522

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,579 sqft · built 1992
Lot Size3.45 acres (150,500 sqft)
Owner2 Individual Names on File
Last Sale$484,785 (Mar 2022)
Tax Bill$4,398 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0-72-31-0810

Property Details

APN / Parcel Number

Primary APN0-72-31-0810
Alternative APN
  • 110601

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,579 sqft Living Area
Gross Area2,605 sqft
1st Floor Area1,579 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area150,500 sqft (3.45 acres)
Garage TypeAttached
Garage Area198 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchScreened Porch
Porch Area1,086 sqft
Storage Building216 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address676 CACTUS LN
CityCOPPERAS COVE
StateTX
Zip76522-7612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1479 A N PROCTOR, ACRES 3.455
Legal SubdivisionA N PROCTOR
JurisdictionCORYELL TX
Township / Civil DivisionCOPPERAS COVE
Census Block Group1
Census Block1004
Census Tract10604

Owner

676 Cactus Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address676 CACTUS LN, COPPERAS COVE, TX 76522-7612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Vendor's Lien, Transfer · Conventional Mortgage
A+ FCU
Jul 3, 2019Vendor's Lien, Transfer · VA Mortgage
KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2022 · Amount on File
Deed SaleMar 21, 2022 · Amount on File
Prior SaleJul 3, 2019 · Amount on File
Deed Document Number2022350243
Prior Transfer DateMay 10, 2019
Prior Transfer Doc317947
Record UpdatedSep 20, 2026

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCORYELL TX
Recording DateMar 21, 2022
Property Address676 CACTUS LN, COPPERAS COVE, TX 76522-7612
Document Number0000350243
Map ReferenceVOL 532 PG 958
Instrument DateMar 15, 2022
Instrument350243
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14880 PRICKLY PEAR COVE, 14880, MAGNOLIA, TX 77354

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 CACTUS LN, COPPERAS COVE, TX 76522-7612

Mortgage

Document Number0000350244
DateMar 21, 2022
Instrument350244
Lender
NameA+ FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

July 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCORYELL TX
Recording DateJul 3, 2019
Property Address676 CACTUS LN, COPPERAS COVE, TX 76522-7612
Document Number317947
Instrument DateMay 10, 2019
Instrument317947
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 CACTUS LN, COPPERAS COVE, TX 76522-7612

Mortgage

Document Number317948
DateJul 3, 2019
Instrument317948
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 676 Cactus Ln was $4,398 with a homeowner's exemption, down 4.8% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCoryell County
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,398.00 (-4.85%)$410,900 Land $117,140 Building $293,760$410,900 Land $117,140 Building $293,760
2024$4,622.00 (+14.8%)
2023$4,026.00 (+43.58%)$405,000 Land $117,140 Building $287,860$405,000 Land $117,140 Building $287,860
2022$2,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 676 Cactus Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2007–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 Cactus Ln is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 68% of Texas
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
Altitude ISP
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

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