676 Athos, Lake Forest, CA 92630 Property Records

Orange County property record for 676 Athos, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,697 sqft · built 2020
Lot Size	0.075 acres (3,290 sqft)
Owner	Individual Name on File
Last Sale	$1,069,000 (Jan 2021)
Tax Bill	$12,113 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-711-13`

Property Details

APN / Parcel Number

Primary APN	`610-711-13`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,697 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	3,290 sqft (0.075 acres)
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	676 ATHOS
City	LAKE FOREST
State	CA
Zip	92630-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18162 BLK LOT 40
Legal Tract	18162
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52425

Owner

676 Athos is owned and occupied by an individual who bought it in January 2021.

Source: Orange County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	676 ATHOS, LAKE FOREST, CA 92630-7628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jan 27, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CATHAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Deed Document Number	2021000059535
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	676 ATHOS, LAKE FOREST, CA 92630-7628
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 ATHOS, LAKE FOREST, CA 92630-7628

Mortgage

Document Number	0000711832
Date	Nov 22, 2021
Instrument	2021000711832

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 27, 2021
Property Address	676 ATHOS, LAKE FOREST, CA 92630-7628
Document Number	0000059535
Map Reference	MB 985 PG 1-8
Instrument Date	Dec 15, 2020
Instrument	2021000059535
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	676 ATHOS, LAKE FOREST, CA 92630-7628

Mortgage

Document Number	0000059536
Date	Jan 27, 2021
Instrument	2021000059536

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 676 Athos was $12,113.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,113.00	$1,157,118 Land $432,625 Building $724,493
2023	$11,614.00 (+1.81%)	$1,112,187 Land $415,826 Building $696,361
2022	$11,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 676 Athos in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 Athos is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks, T-Mobile.

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