676 10th St, Plainwell, MI 49080 Property Records

Allegan County property record for 676 10th St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,328 sqft · built 1998
Lot Size	0.798 acres (34,761 sqft)
Owner	Company Name on Record
Last Sale	$184,000 (Feb 2026)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Feb 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`08-080-006-00`

Property Details

APN / Parcel Number

Primary APN	`08-080-006-00`
Alternative APN	`03-08-080-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	34,761 sqft (0.798 acres)
Lot Dimensions	263 ft deep x 132 ft wide
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	676 10TH ST
City	PLAINWELL
State	MI
Zip	49080-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 6 ARDMORE ACRES SEC 18 T1N R11W.
Legal Range	11W
Legal Township	01N
Legal Section	18
Legal Subdivision	ARDMORE ACRES
Legal Lot Number	6
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	2
Census Block	2028
Census Tract	32000

Owner

Source: Allegan County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 92, NAZARETH, MI 49074-0092
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE CO
Feb 27, 2026	Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Jan 24, 2018	Intrafamily Transfer, Transfer
Sep 11, 2017	Warranty Deed, Transfer · VA Mortgage IFREEDOM DIRECT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Apr 28, 2025 · Amount on Record
Deed Document Number	20262921
Deed Book / Page	5114 / 488
Prior Transfer Date	Apr 17, 2025
Prior Transfer Doc	005028/661
Record Updated	Oct 29, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	676 10TH ST, PLAINWELL, MI 49080-1005
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO OF FL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002848/122
Date	Jun 16, 2005
Book Page	2848/122

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	1100 W TOWN AND COUNTRY RD STE 200, ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	9.8%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

February 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 27, 2026
Property Address	676 10TH ST, PLAINWELL, MI 49080-1005
Document Number	005114/488
Book / Page	5114 / 488
Map Reference	LB 7 PG 61
Instrument Date	Feb 10, 2026
Instrument	2026002921
Transaction Type	Construction Loan
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 92, NAZARETH, MI 49074-0092

Mortgage

Document Number	0005114490
Date	Feb 27, 2026
Instrument	5114/490

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jan 24, 2018
Property Address	676 10TH ST, PLAINWELL, MI 49080-1005
Document Number	4216/251
Book / Page	4216 / 251
Map Reference	LB7 PG61
Instrument Date	Jan 5, 2018
Instrument	4216-251
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	676 10TH ST, 676, PLAINWELL, MI 49080-1005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	676 10TH ST, PLAINWELL, MI 49080-1005

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 11, 2017
Property Address	676 10TH ST, PLAINWELL, MI 49080-1005
Document Number	4175/296
Book / Page	4175 / 296
Map Reference	LB7 PG61
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	676 10TH ST, 676, PLAINWELL, MI 49080-1005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 S MAIN ST # A, A, PLAINWELL, MI 49080-1641

Mortgage

Document Number	4175297
Date	Sep 11, 2017
Instrument	4175/297

Lender

Name	IFREEDOM DIRECT CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,500 (+1.09%) Land $26,400 Building $140,100	$333,000 (+1.09%) Land $52,800 Building $280,200
2025	$3,556.00 (+2.63%) Homeowner's exemption	$164,700 (+71.92%) Land $19,500 Building $145,200	$329,400 (+71.92%) Land $39,000 Building $290,400
2024	$3,465.00 (+9.72%)
2023		$95,800 Land $13,300 Building $82,500	$191,600 Land $26,600 Building $165,000
2022	$3,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUN RIVER MOBILE ESTATES private · serves 415 people · EPA ID MI0040011
Water Source	Groundwater
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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