675 Silver Ledge Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 675 Silver Ledge Dr, Cold Spring, KY 41076 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,515 sqft · built 2006
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jul 2019)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-17-559.93`

Property Details

APN / Parcel Number

Primary APN	`999-99-17-559.93`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,515 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	675 SILVER LEDGE DR
City	COLD SPRING
State	KY
Zip	41076-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANITE SPRING SUB SEC 8 LOT 116 .1460 ACRE
Legal Subdivision	GRANITE SPRING SUBD
Legal Phase	8
Legal Lot Number	116
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53301

Owner

Source: Campbell County records · APN 999-99-17-559.93

Assessment roll updated March 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	675 SILVER LEDGE DR, NEWPORT, KY 41076-7116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jul 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 02, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2019 · Amount on Record
Deed Sale	Jul 02, 2019 · Amount on Record
Prior Sale	May 09, 2008 · Amount on Record
Deed Document Number	20195093660
Deed Book / Page	804 / 228
Prior Transfer Date	Oct 02, 2008
Prior Transfer Doc	0001900010
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	675 SILVER LEDGE DR, COLD SPRING, KY 41076-7116
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005104212
Date	Jan 28, 2020
Book Page	M2207/022
Instrument	5104212

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 23, 2019
Property Address	675 SILVER LEDGE DR, COLD SPRING, KY 41076-7116
Document Number	0005094543
Book / Page	000335 / 000280
Instrument Date	Jul 23, 2019
Instrument	5094543
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	675 SILVER LEDGE DR COLD SPRING KY 410767116, COLD SPRING, KY 41076-7116

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 02, 2019
Property Address	675 SILVER LEDGE DR, COLD SPRING, KY 41076-7116
Document Number	0005093660
Book / Page	000804 / 000228
Instrument Date	Jul 01, 2019
Instrument	5093660
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	675 SILVER LEDGE DR COLD SPRING KY 410767116, COLD SPRING, KY 41076-7116

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00 (+0.99%)	$311,600 (-) Land $50,000 Building $261,600	$311,600 (-) Land $50,000 Building $261,600
2023	$3,739.00 (+1.41%)	$311,600 (+5.63%) Land $50,000 Building $261,600	$311,600 (+5.63%) Land $50,000 Building $261,600
2022	$3,687.00	$295,000 Land $33,400 Building $261,600	$295,000 Land $33,400 Building $261,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370533012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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