Botetourt County property record for 675 Ray St, Roanoke, VA 24019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,413 sqft · built 1996 |
| Lot Size | 4.69 acres (204,296 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jan 2026) |
| Tax Bill | $2,215 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107L(1)20 |
| Primary APN | 107L(1)20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,413 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 204,296 sqft (4.69 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Slab |
| Porch Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 14741 |
|---|---|
| Street Address | 675 RAY ST |
| City | ROANOKE |
| State | VA |
| Zip | 24019-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LAUREL MOUNTAIN LOT 20 |
| Legal Subdivision | LAUREL MOUNTAIN |
| Legal Lot Number | 20 |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | VALLEY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 40402 |
675 Ray St is owned and occupied by two individuals who bought it in January 2026.
Source: Botetourt County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 675 RAY ST, ROANOKE, VA 24019-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed, Transfer · VA Mortgage USAA FSB |
| Aug 20, 2021 | Warranty Deed, Transfer CUMBERLAND TITLE, CUMBERLAND TITLE LLC |
| Nov 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on File |
| Deed Sale | Jan 8, 2026 · Amount on File |
| Prior Sale | Aug 20, 2021 · Amount on File |
| Deed Document Number | 202674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Jan 8, 2026 |
| Property Address | 675 RAY ST, ROANOKE, VA 24019-8021 |
| Document Number | 0260000074 |
| Map Reference | MB 15 PG 161 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 260000074 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TTL & STLMT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 675 RAY ST, ROANOKE, VA 24019-8021 |
| Document Number | 0260000075 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 260000075 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Aug 20, 2021 |
| Property Address | 675 RAY ST, ROANOKE, VA 24019-8021 |
| Document Number | 210004424 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 210004424 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | CUMBERLAND TITLE, CUMBERLAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 675 RAY ST, ROANOKE, VA 24019-8021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Nov 20, 2020 |
| Property Address | 675 RAY ST, ROANOKE, VA 24019-8021 |
| Document Number | 200005644 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 200005644 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 675 RAY ST, ROANOKE, VA 24019-8021 |
| Document Number | 200005645 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 200005645 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 675 Ray St was $2,215.
Source: Botetourt County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,500 (-) Land $54,000 Building $262,500 | $316,500 (-) Land $54,000 Building $262,500 | |
| 2025 | $2,215.00 | $316,500 Land $54,000 Building $262,500 | $316,500 Land $54,000 Building $262,500 |
| 2024 | $2,215.00 | ||
| 2023 | $213,100 (+4.31%) Land $54,000 Building $159,100 | $213,100 (+4.31%) Land $54,000 Building $159,100 | |
| 2022 | $1,613.00 | $204,300 Land $54,000 Building $150,300 | $204,300 Land $54,000 Building $150,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 675 Ray St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2018–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 675 Ray St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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