675 Radford Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 675 Radford Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,912 sqft · built 1998
Lot Size	2.09 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2019)
Tax Bill	$1,350 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454200504588000`

Property Details

APN / Parcel Number

Primary APN	`454200504588000`
Alternative APN	`50554`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,912 sqft Heated Area
Upper Floors Area	956 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	91,476 sqft (2.09 acres)
Lot Dimensions	379 ft deep x 255 ft wide
Garage Type	Mixed
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50554
Street Address	675 RADFORD RD
City	MURPHY
State	NC
Zip	28906-4941
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR BLOODWORTH 775/166 1064/567
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2029
Census Tract	930606

Owner

675 Radford Rd, a rural home, is owned and occupied by an individual who bought it in September 2019.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	675 RADFORD RD, MURPHY, NC 28906-4941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Sep 13, 2019	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Deed Document Number	04370
Deed Book / Page	01623 / 0470
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	675 RADFORD RD, MURPHY, NC 28906-4941
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001704/609
Date	Feb 18, 2022
Book Page	1704/609
Instrument	1069

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	675 RADFORD RD, MURPHY, NC 28906-4941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1647/863
Date	Jun 24, 2020
Book Page	1647/863
Instrument	3172

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 13, 2019
Property Address	675 RADFORD RD, MURPHY, NC 28906-4941
Document Number	01623/0470
Book / Page	01623 / 0470
Instrument Date	Sep 12, 2019
Instrument	04370
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3114 SE 11TH ST, 3114, OCALA, FL 34471-2862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7858 S RIDGE RD, MADISON, OH 44057-9706

Mortgage

Document Number	04371
Date	Sep 13, 2019
Instrument	04371

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 675 Radford Rd was $1,350.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,350.00	$170,890	$170,890 Land $13,070 Building $157,820
2023		$165,980	$165,980 Land $13,070 Building $152,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 675 Radford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 Radford Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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