675 McKay Rd, Hickory Flat, MS 38633 Property Records

Benton County property record for 675 McKay Rd, Hickory Flat, MS 38633

Property Summary

Property TypeSingle Family Home
Details1 ba · 840 sqft · built 1960
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$25,300 (Aug 2017)
Tax Bill$501 (2025)
Deeds & MortgagesMay 2019 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1-0560-28-000-006.00

Property Details

APN / Parcel Number

Primary APN1-0560-28-000-006.00
Alternative APN
  • 15978

Interior

Full Baths1 Bath
Building Area840 sqft Living Area
1st Floor Area840 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
Shed1 Shed
Shed Area1,380 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number15978
Street Address675 MCKAY RD
CityHICKORY FLAT
StateMS
Zip38633-7753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description30.16 AC MORE OR LESS E 1/2 NE 1/4 DB 85-14 121-116
Legal Range01E
Legal Township05S
Legal Section28
JurisdictionBENTON MS
Township / Civil Division5
Census Block Group2
Census Block2016
Census Tract950200

Owner

675 McKay Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Benton County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address675 MCKAY RD, HICKORY FLAT, MS 38633-7753
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF HOLLY SPRINGS
Aug 23, 2017Deed, Transfer · Conventional Mortgage
BANK OF HOLLY SPRINGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2017 · Amount on File
Deed SaleAug 23, 2017 · Amount on File
Deed Document Number2017786
Deed Book / Page199 / 497
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MS
Property Address675 MCKAY RD, HICKORY FLAT, MS 38633-7753
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0255/0638
DateMay 10, 2019
Book Page0255/0638
Instrument201900445
Lender
NameBANK OF HOLLY SPRINGS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueMay 2, 2031
Interest
Rate TypeAdjustable Rate

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionBENTON MS
Recording DateAug 23, 2017
Property Address675 MCKAY RD, HICKORY FLAT, MS 38633-7753
Document Number0199/497
Book / Page0199 / 497
Map ReferenceDB 131 PG 365
Instrument DateAug 14, 2017
Instrument201700786
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1646 BROWNLEE RD, 1646, POTTS CAMP, MS 38659-9745

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2408 HOLMES ST, TUPELO, MS 38801-3111

Mortgage

Document Number201700787
DateAug 23, 2017
Instrument201700787
Lender
NameBANK OF HOLLY SPRINGS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueAug 14, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 675 McKay Rd was $501 with a homeowner's exemption.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyBenton County
Unified School DistrictBenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$501.00 Homeowner's exemption$4,881$40,900 Land $1,650 Building $39,250
2023$430.00 Homeowner's exemption$4,959$41,420 Land $1,650 Building $39,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 675 McKay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 McKay Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 59% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE ARROWHEAD
private · serves 174 people · EPA ID MS0730010
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ACE Fiber
Fiber
8,000 / 8,000
Buckeye Cablesystem
Cable
1,000 / 20

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