Mitchell County property record for 675 Lynn Gap Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,344 sqft · built 1975 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2006) |
| Tax Bill | $409 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0788-00-90-1070 |
| Primary APN | 0788-00-90-1070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 31,799 sqft (0.73 acres) |
| Heating System | Central |
|---|
| Account Number | 555554446 |
|---|---|
| Street Address | 675 LYNN GAP RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1100 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 950400 |
675 Lynn Gap Rd is owned and occupied by an individual who bought it in September 2006.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 675 LYNN GAP RD, SPRUCE PINE, NC 28777-6464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2006 · Amount on File |
| Deed Sale | Sep 25, 2006 · Amount on File |
| Deed Book / Page | 445 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 675 LYNN GAP RD, SPRUCE PINE, NC 28777-6464 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 675 LYNN GAP RD, SPRUCE PINE, NC 28777-6464 |
| Document Number | 0000657/74 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 657/74 |
| Instrument | 2023000906 |
| Name | AUTO CLUB TRUST FSB |
|---|---|
| Type | Bank |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2026 property tax bill for 675 Lynn Gap Rd was $409.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409.00 | $128,000 (-) Land $25,200 Building $102,800 | |
| 2025 | $409.00 | $128,000 Land $25,200 Building $102,800 | |
| 2023 | $403.00 | $128,000 Land $25,200 Building $102,800 | $128,000 Land $25,200 Building $102,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 675 Lynn Gap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 675 Lynn Gap Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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