675 Jay St, Los Altos, CA 94022 Property Records

Santa Clara County property record for 675 Jay St, Los Altos, CA 94022

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,675 sqft · built 2018
Lot Size	0.301 acres (13,123 sqft)
Owner	Individual Name on File
Last Sale	$5,080,000 (Jan 2020)
Tax Bill	$65,952 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`170-20-082`

Property Details

APN / Parcel Number

Primary APN	`170-20-082`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,675 sqft Living Area
1st Floor Area	3,291 sqft
Basement Area	1,384 sqft

Exterior

Year Built	Built 2018
Construction Type	Wood
Lot Area	13,123 sqft (0.301 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	675 JAY ST
City	LOS ALTOS
State	CA
Zip	94022-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT B BOOK 890 PAGE 13
Legal Lot Number	B
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	510400

Owner

675 Jay St is owned and occupied by an individual who bought it in January 2020.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	675 JAY ST, LOS ALTOS, CA 94022-2364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Jan 7, 2020	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Dec 3, 2019	Deed of Trust, Mortgage URI LERNER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on File
Deed Sale	Jan 7, 2020 · Amount on File
Deed Document Number	24374480
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	675 JAY ST, LOS ALTOS, CA 94022-2364
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 JAY ST, LOS ALTOS, CA 94022-2364

Mortgage

Document Number	0024933985
Date	Apr 23, 2021
Instrument	24933985

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.45%
Index	Other
Margin	3
Max Rate	7.45%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 7, 2020
Property Address	675 JAY ST, LOS ALTOS, CA 94022-2364
Document Number	0024374480
Map Reference	MB 890 PG 13&14
Instrument Date	Dec 26, 2019
Instrument	24374480
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	675 JAY ST, LOS ALTOS, CA 94022-2364

Mortgage

Document Number	0024374482
Date	Jan 7, 2020
Instrument	24374482

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.67%
Index	1-Year LIBOR
Max Rate	7.67%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	675 JAY ST, LOS ALTOS, CA 94022-2364
Document Number	0024349671
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 PLUM CT MOUNTAIN VIEW CA 940434899, MOUNTAIN VIEW, CA 94043-4899

Mortgage

Document Number	0024349671
Date	Dec 6, 2019
Instrument	24349671

Lender

Name	URI LERNER
Address	335 N CLARK AVE, LOS ALTOS, CA 94022-2352

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 675 Jay St was $65,952.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$65,952.00	$5,555,716 Land $4,046,488 Building $1,509,228
2023	$63,006.00 (-0.19%)	$5,339,983 Land $3,889,359 Building $1,450,624
2022	$63,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 675 Jay St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 Jay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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