675 Friendship Rd, Westminster, MD 21157 Property Records

Carroll County property record for 675 Friendship Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,518 sqft · built 1993
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on File
Last Sale	$184,095 (Sep 1993)
Tax Bill	$4,572 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-116381`

Property Details

APN / Parcel Number

Primary APN	`07-116381`
Alternative APNs	`7116381` `116381`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,518 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,108 sqft (0.255 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	397 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	116381
Street Address	675 FRIENDSHIP RD
City	WESTMINSTER
State	MD
Zip	21157-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 18- 11107 SF (0.2 675 FRIENDSHIP RD 34-135 POOLE MEADOWS SEC 1
Legal Subdivision	POOLE MDWS SEC 01
Legal Lot Number	18
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3008
Census Tract	507802

Owner

675 Friendship Rd is owned and occupied by two individuals who bought it in September 1993.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	675 FRIENDSHIP RD, WESTMINSTER, MD 21157-7264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
May 18, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 1993 · Amount on File
Deed Sale	Sep 8, 1993 · Amount on File
Prior Sale	Jun 8, 1993 · Amount on File
Deed Book / Page	1499 / 759
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Jul 28, 2026
Property Address	675 FRIENDSHIP RD, WESTMINSTER, MD 21157-7264
Document Number	1182000082
Book / Page	11820 / 82
Instrument Date	Jun 30, 2026
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 FRIENDSHIP RD, WESTMINSTER, MD 21157-7264

Mortgage

Document Number	1182000082,
Date	Jul 28, 2026
Book Page	11820/82

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	675 FRIENDSHIP RD, WESTMINSTER, MD 21157-7264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086900410
Date	May 18, 2017
Book Page	8690/0410
Instrument	8690-0410

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 675 Friendship Rd was $4,572 with a homeowner's exemption, up 5.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,572.00 (+5.35%) Homeowner's exemption	$451,600 Land $120,900 Building $330,700	$451,600 Land $120,900 Building $330,700
2025	$4,340.00 Homeowner's exemption
2023	$3,938.00 Homeowner's exemption	$348,500 Land $120,900 Building $227,600	$348,500 Land $120,900 Building $227,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 675 Friendship Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 Friendship Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting, Verizon.

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