Davis County property record for 675 E Clearwater Dr, Layton, UT 84041
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,207 sqft · built 2004 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $426,930 (Jul 2024) |
| Tax Bill | $1,818 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-542-0101 |
| Primary APN | 11-542-0101 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,207 sqft Living Area |
| Basement Area | 1,251 sqft |
| Unfinished Basement | 1,251 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 436 sqft (0.01 acres) |
| Garage Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 675 E CLEARWATER DR |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84041-4286 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-1-6 |
| Legal Description | ALL OF LOT 101, CLEARWATER COVE - A PRUD PHASE 10 |
| Legal Subdivision | CLEARWATER COVE |
| Legal Phase | 10 |
| Legal Lot Number | 101 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 125906 |
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 675 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 14, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 5, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 9, 2019 | Warranty Deed, Transfer · VA Mortgage ORION LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on Record |
| Deed Sale | Jul 1, 2024 · Amount on Record |
| Prior Sale | Jul 1, 2024 |
| Deed Document Number | 20243577474 |
| Deed Book / Page | 8533 / 1141 |
| Prior Transfer Date | Jun 28, 2024 |
| Prior Transfer Doc | 08533/1139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 675 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | MORTGAGE CONNECT, MORTGAGE CONNECT UTAH |
| Name | Verified Name |
|---|---|
| Address | 675 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Document Number | 0008961/84 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 8961/84 |
| Instrument | 3660541 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 675 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | LIBERTY TITLE COMPANY LLC, LIBERTY TITLE COMPA |
| Name | Verified Name |
|---|
| Document Number | 7843/885 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 7843/885 |
| Instrument | 3418220 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 675 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LIBERTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003312305 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 7632/306 |
| Instrument | 3312305 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jul 9, 2019 |
| Property Address | 675 E CLEARWATER DR, LAYTON, UT 84041-4286 |
| Document Number | 0003171179 |
| Book / Page | 007300 / 000159 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 3171179 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 675 E CLEARWATER DR LAYTON UT 840414286, LAYTON, UT 84041-4286 |
| Document Number | 3171187 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 007300/000186 |
| Instrument | 3171187 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2049 |
Source: Davis County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,500 (+6.63%) Land $67,100 Building $136,400 | $370,000 (+6.63%) Land $122,000 Building $248,000 | |
| 2025 | $1,818.00 (+4.66%) | $190,850 (+3.89%) Land $68,200 Building $122,650 | $347,000 (+3.89%) Land $124,000 Building $223,000 |
| 2024 | $1,737.00 (-3.02%) | ||
| 2023 | $1,791.00 (-1%) | $183,700 Land $50,050 Building $133,650 | $334,000 Land $91,000 Building $243,000 |
| 2022 | $1,809.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1983–1991) |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Beehive Broadband, Connext Networks, Rise Broadband, T-Mobile, Utah Broadband.
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