Santa Clara County property record for 6745 Stephan Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,340 sqft · built 1981 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,584 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 799-44-013 |
| Primary APN | 799-44-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| 2nd Floor Area | 748 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 6745 STEPHAN CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-6718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 6251 LOT 42 |
| Legal Subdivision | MASSEY THOMAS |
| Legal Tract | 6251 |
| Legal Lot Number | 42 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 799-44-013
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6745 STEPHAN CT, GILROY, CA 95020-6718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREMIERONE CU |
| Feb 14, 2018 | Deed of Trust, Mortgage · Line of Credit PREMIERONE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 18, 2016 |
| Transfer Doc | 0023307807 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 6745 STEPHAN CT, GILROY, CA 95020-6718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6745 STEPHAN CT, GILROY, CA 95020-6718 |
| Document Number | 0025180434 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 25180434 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 6745 STEPHAN CT, GILROY, CA 95020-6718 |
| Document Number | 0023870348 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6745 STEPHAN CT GILROY CA 950206718, GILROY, CA 95020-6718 |
| Document Number | 0023870348 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 23870348 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 19, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,584.00 (+2.21%) Homeowner's exemption | $864,032 (+4.04%) Land $473,516 Building $390,516 |
| 2023 | $10,355.00 (+1.68%) Homeowner's exemption | $830,482 Land $455,130 Building $375,352 |
| 2022 | $10,184.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier, T-Mobile USA, Verizon.
Based on FCC filings for 693 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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