Rowan County property record for 6745 Lowder Rd, Salisbury, NC 28147
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1975 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Aug 2016) |
| Tax Bill | $1,072 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 754 010 |
| Primary APN | 754 010 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Lot Area | 17,424 sqft (0.4 acres) |
| Deck Area | 84 sqft |
| Canopy | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 6745 LOWDER RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-8582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .40AC |
| Legal Subdivision | PROPERTY OF CHARLES WILLIAMS RUFTY |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LOCKE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 51901 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6745 LOWDER RD, SALISBURY, NC 28147-8582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2016 · Amount on Record |
| Deed Sale | Aug 8, 2016 · Amount on Record |
| Deed Book / Page | 1274 / 912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 6745 LOWDER RD, SALISBURY, NC 28147-8582 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013590100 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 1359/100 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.87% |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,072.00 | $158,261 (-) Land $24,700 Building $133,561 | $158,261 (-) Land $24,700 Building $133,561 |
| 2023 | $1,072.00 | $158,261 Land $24,700 Building $133,561 | $158,261 Land $24,700 Building $133,561 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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