6744 E Cook Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6744 E Cook Lake Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Lot Size	0.332 acres (14,490 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Apr 2025)
Tax Bill	$154 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`010-1600-00600`

Property Details

APN / Parcel Number

Primary APN	`010-1600-00600`
Alternative APNs	`1151181` `529938`

Exterior

Lot Area	14,490 sqft (0.332 acres)

Location & Zoning

Account Number	1151181
Street Address	6744 E COOK LAKE RD
City	DULUTH
State	MN
Zip	55803-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 117 AND 119 INC PART OF VACATED 129THAVENUE WEST ADJ LOT 119 SERIAL #
Legal Subdivision	FOND DU LAC SECOND STREET DULU
Legal Lot Number	117,119
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3028
Census Tract	3800

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6744 E COOK LAKE RD, DULUTH, MN 55803-9450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2017	Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Deed Document Number	20251089137
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 11, 2025
Property Address	6744 E COOK LAKE RD, DULUTH, MN 55803-9450
Document Number	0001089137
Instrument Date	Mar 13, 2025
Instrument	1089137
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6744 E COOK LAKE RD, DULUTH, MN 55803-9450

Mortgage

Document Number	0001089138
Date	Apr 11, 2025
Instrument	1089138

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	12901 W 1ST ST, DULUTH, MN 55808-2231
Document Number	000T991983
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	ARROWHEAD TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	000T991983
Date	Nov 9, 2017
Instrument	T991983

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 8, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$154.00 (+2.67%) Homeowner's exemption
2025	$150.00 (-1.32%) Homeowner's exemption	$11,300 (+2.73%) Land $11,300	$11,300 (+2.73%) Land $11,300
2024	$152.00	$11,000 (-12%) Land $11,000	$11,000 (-12%) Land $11,000
2022		$12,500 Land $12,500	$12,500 Land $12,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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