6744 E Channel Dr, Hernando, FL 34442 Property Records

Citrus County property record for 6744 E Channel Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,620 sqft Living Area
Lot Size	54,094 sqft (1.24 acres)
Occupancy	Owner Occupied
Last Sale	$290,000 (2024)
Tax Bill	$1,178.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20E-17S-32-2D000-036.0`
Alternative APNs	`3217S20E2D0000360` `2868511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Living Area
1st Floor	1,620 sqft 1st Floor
Stories	3 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2008
Architectural Style	Other Style
Exterior Material	Composition/Composite Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Pile Foundation
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	54,094 sqft (1.24 acres)
Depth X Width	210 ft x 74 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Deck Area	120 sqft Deck
Patio Area	120 sqft Patio
Utility Building	144 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2868511
Old Parcel Number	3217S20E2D0000360
Street Address	6744 E CHANNEL DR
City	HERNANDO
State	FL
Zip	34442-3709
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PRAIRIE CHANNEL UNREC SUB LOTS 36 37 & 38: LOT 36: COM AT NECOR OF SE1/4OF SE1/4OF SEC 32-17-20 TN S 89 DEG 37M 16S WAL N LN
Legal Range	20E
Legal Township	17S
Legal Section	32
Legal Subdivision	PRAIRIE CHANNEL (SEC 32)
Legal Lot Number	36-38 37
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1003
Census Tract	450800

Owner

Source: Citrus County records · APN 20E-17S-32-2D000-036.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6744 E CHANNEL DR, HERNANDO, FL 34442-3709
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2024 · Amount on Record
Deed Sale	Jun 03, 2024 · Amount on Record
Prior Sale	Jan 07, 2022 · Amount on Record
Deed Doc Number	2024032526
Deed Book / Page	3472 / 2239
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 07, 2022
Property Address	6744 E CHANNEL DR, HERNANDO, FL 34442-3709
Document Number	0032420154
Book / Page	3242 / 154
Instrument Date	Dec 30, 2021
Instrument	2022001398
Transaction Type	Transfer
Record Updated	Feb 09, 2022
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6744 E CHANNEL DR, 6744, HERNANDO, FL 34442-3709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6744 E CHANNEL DR, HERNANDO, FL 34442-3709

Mortgage

Document Number	0003242157
Date	Jan 07, 2022
Instrument	3242/157

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6744 E CHANNEL DR, HERNANDO, FL 34442-3709
Document Number	0028601142
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6744 E CHANNEL DR CITRUS HILLS FL 344423709, CITRUS HILLS, FL 34442-3709

Mortgage

Document Number	0028601142
Date	Oct 27, 2017
Book Page	002860/001142
Instrument	49223

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6744 E CHANNEL DR, HERNANDO, FL 34442-3709
Document Number	0028030770
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	6744 E CHANNEL DR HERNANDO FL 344423709, HERNANDO, FL 34442-3709

Mortgage

Document Number	0028030770
Date	Jan 04, 2017
Book Page	002803/000770
Instrument	274

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 03, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00 (-55.73%) Additional exemption filed	$234,127 (-1.43%) Land $18,880 Building $215,247	$234,127 (-1.43%) Land $18,880 Building $215,247
2024	$2,661.00 (+2.54%) Homeowner's exemption Additional exemption filed	$237,534 (+7.77%) Land $18,880 Building $218,654	$237,534 (+7.77%) Land $18,880 Building $218,654
2023	$2,595.00 (+6.88%) Homeowner's exemption Additional exemption filed	$220,400 (+11.68%) Land $17,050 Building $203,350	$220,400 (+11.68%) Land $17,050 Building $203,350
2022	$2,428.00 Homeowner's exemption Additional exemption filed	$197,347 Land $17,050 Building $180,297	$197,347 Land $17,050 Building $180,297

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 546 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

6744 E Channel Dr, Hernando, FL 34442 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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