6742 Mount Phillip Rd, Frederick, MD 21703 Property Records

Frederick County property record for 6742 Mount Phillip Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,238 sqft · built 1970
Lot Size	0.63 acres (27,442 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Aug 2026)
Tax Bill	$5,250 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-460312`

Property Details

APN / Parcel Number

Primary APN	`24-460312`
Alternative APN	`460312`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,238 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	1,738 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,442 sqft (0.63 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	220 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	460312
Street Address	6742 MOUNT PHILLIP RD
City	FREDERICK
State	MD
Zip	21703-5962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 0.633 AC W/S MT. PHILLIP RD. S/RT. 40A
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	4
Census Block	4006
Census Tract	750506

Owner

Source: Frederick County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6742 MOUNT PHILLIP RD, FREDERICK, MD 21703-5962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed, Transfer · Conventional Mortgage EQUITY RESOURCES MORTGAGE INC
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 23, 2021	Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	18013 / 286
Transfer Doc	0000006056
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 19, 2026
Property Address	6742 MOUNT PHILLIP RD, FREDERICK, MD 21703-5962
Document Number	1801000286
Book / Page	18013 / 286
Instrument Date	Aug 7, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6742 MOUNT PHILLIP RD, FREDERICK, MD 21703-5962

Mortgage

Document Number	1801000290,
Date	Aug 19, 2026
Book Page	18013/290

Lender

Name	EQUITY RESOURCES MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6742 MOUNT PHILLIP RD, FREDERICK, MD 21703-5962
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154510046
Date	Nov 1, 2021
Book Page	15451/46

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 23, 2021
Property Address	6742 MOUNT PHILLIP RD, FREDERICK, MD 21703-5962
Document Number	0156040324
Book / Page	15604 / 324
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FLYNN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6742 MOUNT PHILLIP RD, FREDERICK, MD 21703-5962

Mortgage

Document Number	0015604331
Date	Dec 23, 2021
Instrument	15604/331

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,200 (+7.34%) Land $122,400 Building $325,800	$448,200 (-) Land $122,400 Building $325,800
2025	$5,250.00 (+8.63%)	$417,567 (+17.2%)	$448,200 (+25.79%) Land $122,400 Building $325,800
2024	$4,833.00 (+11.8%)
2023	$4,323.00	$356,300 Land $89,800 Building $266,500	$356,300 Land $89,800 Building $266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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