Buchanan County property record for 6741 Mack St, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1962 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $156,300 (Aug 2022) |
| Tax Bill | $1,206 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Aug 2022 Mortgage + 1 more |
| APN | 11-3.0-06-001-002-011.000 |
| Primary APN | 11-3.0-06-001-002-011.000 |
|---|
| Building Area | 1,120 sqft Base Area |
|---|---|
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 205 ft deep x 105 ft wide |
| Street Address | 6741 MACK ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BULLOCK PLACE LOT:00 BLK:7LGL DESC:W 205.20' |
| Legal Subdivision | BULLOCK PLACE |
| Legal Block | 7 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 2500 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6741 MACK ST, SAINT JOSEPH, MO 64504-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT |
| Aug 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION BANK |
| May 10, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Prior Sale | May 10, 2019 · Amount on Record |
| Deed Document Number | 20228334 |
| Deed Book / Page | 3779 / 714 |
| Prior Transfer Date | Aug 29, 2012 |
| Prior Transfer Doc | 03355/0471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 6741 MACK ST, SAINT JOSEPH, MO 64504-2030 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | PREFERRED TITLE |
| Name | Verified Name |
|---|
| Document Number | 003737/359 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 3737/359 |
| Instrument | 2019003774 |
| Name | MISSOURI HOUSING DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | May 9, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 30, 2022 |
| Property Address | 6741 MACK ST, SAINT JOSEPH, MO 64504-2030 |
| Document Number | 003779/714 |
| Book / Page | 3779 / 714 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022008334 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6741 MACK ST, SAINT JOSEPH, MO 64504-2030 |
| Document Number | 2022008335 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022008335 |
| Name | FIRST OPTION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 8.65% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 10, 2019 |
| Property Address | 6741 MACK ST, SAINT JOSEPH, MO 64504-2030 |
| Document Number | 003737/357 |
| Book / Page | 3737 / 357 |
| Instrument Date | May 9, 2019 |
| Instrument | 2019003772 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6741 MACK ST, SAINT JOSEPH, MO 64504-2030 |
| Document Number | 003737/358 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 3737/358 |
| Instrument | 2019003773 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 (+0.08%) | $16,880 (+35.36%) Land $1,900 Building $14,980 | $88,820 (+35.33%) Land $10,000 Building $78,820 |
| 2024 | $1,205.00 (+48.03%) | ||
| 2023 | $814.00 (-0.73%) | $12,470 (-) Land $1,240 Building $11,230 | $65,630 (-) Land $6,500 Building $59,130 |
| 2022 | $820.00 | $12,470 Land $1,240 Building $11,230 | |
| 2021 | $65,630 Land $6,500 Building $59,130 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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