6741 Folger Dr, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 6741 Folger Dr, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,146 sqft · built 1963
Lot Size0.613 acres (26,706 sqft)
OwnerIndividual Name on Record
Last Sale$187,000 (Oct 1995)
Tax Bill$7,201 (2023)
Deeds & MortgagesAug 2025 Sale & Mortgage
Apr 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN187-142-15

Property Details

APN / Parcel Number

Primary APN187-142-15

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,146 sqft Heated Area
Gross Area4,735 sqft
1st Floor Area2,287 sqft
Upper Floors Area859 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area26,706 sqft (0.613 acres)

Exterior Amenities

PorchPorch
Porch Area469 sqft
Deck Area140 sqft
Patio Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number187-142-15
Street Address6741 FOLGER DR
CityCHARLOTTE
StateNC
Zip28270-5943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionP5 & 6 B9 M9-171
Legal SubdivisionLANSDOWNE
Legal Block9
Legal Lot Number5
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2007
Census Tract2004

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6741 FOLGER DR, CHARLOTTE, NC 28270-5943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2025Warranty Deed, Transfer · Conventional Mortgage
LEADER BANK NA
Apr 12, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 1995 · Amount on Record
Deed SaleOct 24, 1995 · Amount on Record
Deed Document Number0008336743
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 15, 2025
Property Address6741 FOLGER DR, CHARLOTTE, NC 28270-5943
Document Number0000082291
Book / Page39792 / 448
Instrument DateAug 15, 2025
Instrument2025082291
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyHARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address525 MARYLAND AVE, OAKMONT, PA 15139-1664

Transferred To (Grantee/Buyer)

NameVerified Name
Address6741 FOIGER DRIVE, CHARLOTTE, NC 28270-5943

Mortgage

Document Number0000082292
DateAug 15, 2025
Book Page39792/451
Instrument2025082292
Lender
NameLEADER BANK NA
TypeBank
AddressARLINGTON, MA 02476
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateSep 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.2%
IndexSOFR Average 30-Day
Max Rate11.2%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6741 FOLGER DR, CHARLOTTE, NC 28270-5943
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032746
DateApr 12, 2023
Book Page38051/206
Instrument2023032746
Lender
NameTD BANK NA
TypeBank
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6741 FOLGER DR, CHARLOTTE, NC 28270-5943
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINVESTORS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096884
DateJul 30, 2019
Book Page33712/081
Instrument2019096884
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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