6740 Cedar Lake Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6740 Cedar Lake Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1984
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$248,500 (Oct 2023)
Tax Bill	$1,502 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22236`

Property Details

APN / Parcel Number

Primary APN	`22236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Garage Area	624 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6740 CEDAR LAKE DR
City	GLOUCESTER
State	VA
Zip	23061-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CEDAR LAKE LOT 12
Legal Subdivision	PLAT: PB20 365
Legal Lot Number	12
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1003
Census Tract	100201

Owner

6740 Cedar Lake Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6740 CEDAR LAKE DR, GLOUCESTER, VA 23061-4231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Nov 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Deed Document Number	20234065
Prior Transfer Date	Nov 28, 2022
Prior Transfer Doc	0000006198
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6740 CEDAR LAKE DR, GLOUCESTER, VA 23061-4231
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6740 CEDAR LAKE DR, GLOUCESTER, VA 23061-4231

Mortgage

Document Number	0250004656
Date	Nov 5, 2025
Instrument	250004656

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 25, 2023
Property Address	6740 CEDAR LAKE DR, GLOUCESTER, VA 23061
Document Number	0230004065
Instrument Date	Oct 18, 2023
Instrument	230004065
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6740 CEDAR LAKE DR, GLOUCESTER, VA 23061
Investor	Possibly a Property Investor

Mortgage

Document Number	0230004066
Date	Oct 25, 2023
Instrument	230004066

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 29, 2022
Property Address	6740 CEDAR LAKE DR, GLOUCESTER, VA 23061
Document Number	0220006198
Instrument Date	Nov 28, 2022
Instrument	220006198
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2081, GLOUCESTER, VA 23061-2081

Tax Assessment & Valuation

The 2026 property tax bill for 6740 Cedar Lake Dr was $1,502, up 17.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,502.00 (+17.07%)	$257,680 (+23.23%) Land $59,240 Building $198,440	$257,680 (+23.23%) Land $59,240 Building $198,440
2025	$1,283.00 (+5.25%)	$209,110 (-) Land $56,420 Building $152,690	$209,110 (-) Land $56,420 Building $152,690
2024	$1,219.00	$209,110 (-) Land $56,420 Building $152,690	$209,110 (-) Land $56,420 Building $152,690
2023	$1,219.00 (+5.91%)	$209,110 (+31.62%) Land $56,420 Building $152,690	$209,110 (+31.62%) Land $56,420 Building $152,690
2022	$1,151.00	$158,870 Land $53,430 Building $105,440	$158,870 Land $53,430 Building $105,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6740 Cedar Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6740 Cedar Lake Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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