674 W O'Connor Ave, Lima, OH 45801 Property Records

Allen County property record for 674 W O'Connor Ave, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,137 sqft · built 1956
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Jul 2026)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-2505-02-011.000`

Property Details

APN / Parcel Number

Primary APN	`36-2505-02-011.000`
Alternative APN	`M3836250502011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	369 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	169 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	20 sqft
Deck Area	372 sqft
Patio Area	438 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	674 W OCONNOR AVE
City	LIMA
State	OH
Zip	45801-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O BRIENS ADDITION LOT 13263 FF 48.50
Legal Subdivision	O BRIENS ADDITION
Legal Lot Number	13263
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	3
Census Block	3001
Census Tract	12300

Owner

Source: Allen County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	674 W OCONNOR AVE, LIMA, OH 45801-3539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 18, 2023	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Apr 14, 2022	Transfer on Death Deed, Transfer
May 24, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 15, 2019	Warranty Deed, Transfer FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	20267171
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 9, 2026
Property Address	674 W OCONNOR AVE, LIMA, OH 45801-3539
Document Number	0000007171
Instrument Date	Jul 3, 2026
Instrument	20267171
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,722.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 W OCONNOR AVE, LIMA, OH 45801-3539

Mortgage

Document Number	0000007172,
Date	Jul 9, 2026
Instrument	20267172

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Aug 18, 2023
Property Address	674 W OCONNOR AVE, LIMA, OH 45801-3539
Document Number	8180007197
Book / Page	2023 / 7197
Map Reference	MB 5 PG 60
Instrument Date	Aug 17, 2023
Instrument	202308180007197
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 W OCONNOR AVE, LIMA, OH 45801-3539

Mortgage

Document Number	8180007198
Date	Aug 18, 2023
Instrument	202308180007198

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 14, 2022
Property Address	674 W OCONNOR AVE, LIMA, OH 45801-3539
Document Number	4140004320
Book / Page	2022 / 4320
Map Reference	MB 5 PG 60
Instrument Date	Apr 13, 2022
Instrument	202204140004320
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 24, 2021
Property Address	674 W OCONNOR AVE, LIMA, OH 45801-3539
Document Number	5240006983
Book / Page	2021 / 6983
Instrument Date	May 21, 2021
Instrument	202105240006983
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 W OCONNOR AVE, LIMA, OH 45801-3539
Investor	Possibly a Property Investor

Mortgage

Document Number	5240006984
Date	May 24, 2021
Instrument	202105240006984

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 15, 2019
Property Address	674 W OCONNOR AVE, LIMA, OH 45801-3539
Document Number	0000001395
Book / Page	002019 / 001395
Instrument Date	Feb 15, 2019
Instrument	1395
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 W OCONNOR AVE LIMA OH 458013539, LIMA, OH 45801-3539

Mortgage

Document Number	1396
Date	Feb 15, 2019
Book Page	002019/001396
Instrument	1396

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00	$39,060 (-) Land $4,410 Building $34,650	$111,600 (-) Land $12,600 Building $99,000
2024	$1,406.00 (+30.91%) Homeowner's exemption	$39,060 (+53.24%) Land $4,410 Building $34,650	$111,600 (+53.3%) Land $12,600 Building $99,000
2023	$1,074.00 (-0.46%) Homeowner's exemption	$25,490 (-) Land $2,980 Building $22,510
2022	$1,079.00 Homeowner's exemption	$25,490 Land $2,980 Building $22,510
2021			$72,800 Land $8,500 Building $64,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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