Polk County property record for 674 Stearman St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,948 sqft · built 1995 |
| Lot Size | 0.407 acres (17,733 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jun 2025) |
| Tax Bill | $9,803 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08417-DD-00500 |
| Primary APN | 08417-DD-00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,948 sqft Living Area |
| Gross Area | 5,952 sqft |
| 1st Floor Area | 2,569 sqft |
| Attic | Attic |
| Attic Area | 758 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Block |
| Roof Material | Concrete |
| Lot Area | 17,733 sqft (0.407 acres) |
| Garage Area | 3,004 sqft |
| Parking Spaces | 20 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Patio Area | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 491158 |
|---|---|
| Street Address | 674 STEARMAN ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Legal Description | AIRPARK NORTH LOT 4 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 17 |
| Legal Subdivision | AIRPARK NORTH |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20303 |
674 Stearman St is owned and occupied by two individuals who bought it in June 2025.
Source: Polk County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 674 STEARMAN ST, INDEPENDENCE, OR 97351-9412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Mar 13, 2023 | Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jul 11, 2017 | Grant Deed FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR |
| May 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage CMG FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on File |
| Deed Sale | Jun 4, 2025 · Amount on File |
| Prior Sale | Mar 13, 2023 · Amount on File |
| Deed Document Number | 20254193 |
| Prior Transfer Date | Dec 1, 2009 |
| Prior Transfer Doc | 0000013794 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 674 STEARMAN ST, INDEPENDENCE, OR 97351-9412 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 674 STEARMAN ST, INDEPENDENCE, OR 97351-9412 |
| Document Number | 0000002003 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-002003 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Mar 13, 2023 |
| Property Address | 674 STEARMAN ST, INDEPENDENCE, OR 97351-9412 |
| Document Number | 0000001632 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023-001632 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 2ND AVE SW UNIT 629, 629, ALBANY, OR 97321-0808 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 674 STEARMAN ST, INDEPENDENCE, OR 97351-9412 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012317 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019-012317 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 11, 2017 |
| Property Address | 674 STEARMAN ST, INDEPENDENCE, OR 97351-9412 |
| Document Number | 0000008122 |
| Instrument Date | May 5, 2017 |
| Instrument | 8122 |
| Record Updated | Jul 19, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR |
| Amount | Amount on Record |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 355 INDEPENDENCE OR 973510355, INDEPENDENCE, OR 97351-0355 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | May 9, 2017 |
| Property Address | 674 STEARMAN ST, INDEPENDENCE, OR 97351-9412 |
| Document Number | 0000005470 |
| Instrument Date | May 5, 2017 |
| Instrument | 2017-005470 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATL TITLE CO OF OR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 355, INDEPENDENCE, OR 97351-0355 |
| Document Number | 0000005471 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 2017-005471 |
| Name | CMG FINANCIAL |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 674 Stearman St was $9,803, up 3.8% from the year before.
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,510 (+3%) Land $74,280 Building $482,230 | $864,630 (+2.2%) Land $165,000 Building $699,630 | |
| 2025 | $9,803.00 (+3.79%) | $540,310 (+3%) Land $72,110 Building $468,200 | $845,990 (+3.38%) Land $165,000 Building $680,990 |
| 2024 | $9,445.00 (-2.53%) | $524,580 (+3%) Land $70,010 Building $454,570 | $818,310 (+3.28%) Land $161,900 Building $656,410 |
| 2023 | $9,690.00 (+8.96%) | $509,310 (+3%) Land $67,970 Building $441,340 | $792,310 (+14.67%) Land $155,700 Building $636,610 |
| 2022 | $8,893.00 | $494,480 Land $65,990 Building $428,490 | $690,970 Land $165,400 Building $525,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 674 Stearman St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Feb 1996 · High Winds, Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 674 Stearman St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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