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674 Spindale St, Spindale, NC 28160 Property Records

Rutherford County property record for 674 Spindale St, Spindale, NC 28160

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1922
Lot Size0.369 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (May 2017)
Tax Bill$1 (2022)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1209803

Property Details

APN / Parcel Number

Primary APN1209803
Alternative APN
  • 20218

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area780 sqft Heated Area
FlooringCarpet
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1970
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.369 acres)

Exterior Amenities

PorchOpen Porch
Porch Area128 sqft
Deck Area144 sqft
Patio Area144 sqft

Location & Zoning

Account Number20218
Street Address674 SPINDALE ST
CitySPINDALE
StateNC
Zip28160-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionGPIN:1620167298870000; RES SPINDALE ST.
Legal SubdivisionPH GROSE PROP SUB
Legal Block2
Legal Lot Number15
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group1
Census Block1007
Census Tract960600

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address674 SPINDALE ST, SPINDALE, NC 28160-1612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2017 · Amount on Record
Deed SaleMay 23, 2017 · Amount on Record
Prior SaleApr 9, 2009 · Amount on Record
Deed Document Number0001150845
Deed Book / Page1150 / 845
Record UpdatedJun 7, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateMay 23, 2017
Property Address674 SPINDALE ST, SPINDALE, NC 28160-1612
Document Number0011500845
Book / Page001150 / 000845
Instrument DateMay 22, 2017
Instrument11095
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$40.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address674 SPINDALE ST SPINDALE NC 281601612, SPINDALE, NC 28160-1612

Mortgage

Document Number12490198
DateMay 23, 2017
Book Page001249/000198
Instrument11096
Lender
NameDARREN R & REBECCA H LANE
Address164 BURWELL ST, SPINDALE, NC 28160-2436
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term60 Months
DueMay 22, 2022

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$62,800 Land $11,000 Building $51,800$62,800 Land $11,000 Building $51,800
2022$1.00 (-99.47%)
2021$188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50
Skyrunner
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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