674 Saranac Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 674 Saranac Dr, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,926 sqft · built 1986
Lot Size	0.446 acres (19,415 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-21-31-5HS-0000-0750`

Property Details

APN / Parcel Number

Primary APN	`08-21-31-5HS-0000-0750`
Alternative APN	`2131085HS00000750`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,926 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	2,794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	19,415 sqft (0.446 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	536 sqft
Patio Area	775 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	674 SARANAC DR
City	WINTER SPRINGS
State	FL
Zip	32708-5606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 75 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range	31E
Legal Township	21S
Legal Section	08
Legal Subdivision	TUSCAWILLA UNIT 14A
Legal Tract	5HS
Legal Lot Number	75
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3001
Census Tract	21313

Owner

Source: Seminole County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	674 SARANAC DR, WINTER SPRINGS, FL 32708-5606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2006
Deed Sale	Jul 10, 2006
Prior Sale	Jun 1, 2006 · Amount on Record
Deed Document Number	2006110022
Deed Book / Page	6318 / 274
Prior Transfer Date	Jan 1, 1988
Prior Transfer Doc	1930001575
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Jul 9, 2026
Property Address	674 SARANAC DR, WINTER SPRINGS, FL 32708-5606
Document Number	0000068146
Book / Page	11072 / 303
Instrument Date	Jun 30, 2026
Instrument	202668146
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	WFG LENDER SERVICES, WFG LENDER SERIVES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 SARANAC DR, WINTER SPRINGS, FL 32708-5606

Mortgage

Document Number	0000068146,
Date	Jul 9, 2026
Book Page	11072/303
Instrument	202668146

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,597.00 (+10.88%) Homeowner's exemption	$314,298 (+5.99%)	$646,289 (+14.88%) Land $150,000 Building $496,289
2023	$4,146.00 (+2.9%) Homeowner's exemption	$296,544 (+3%)	$562,559 (+8.33%) Land $140,000 Building $422,559
2022	$4,029.00 Homeowner's exemption	$287,907	$519,294 Land $120,000 Building $399,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20