674 S 1850 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 674 S 1850 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,084 sqft · built 1999
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,600 (Apr 2002)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-507-0004`

Property Details

APN / Parcel Number

Primary APN	`46-507-0004`
Alternative APN	`127514`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	4,578 sqft
1st Floor Area	2,084 sqft
Basement Area	2,010 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,886 sqft (0.204 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	127514
Street Address	674 S 1850 E
City	SPANISH FORK
State	UT
Zip	84660-2790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, PLAT S, MOUNT LOAFER SUBDV. AREA 0.204 AC.
Legal Subdivision	MOUNT LOAFER SUB
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3008
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	674 S 1850 E, SPANISH FORK, UT 84660-2790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2002 · Amount on Record
Deed Sale	Apr 3, 2002 · Amount on Record
Deed Document Number	200237457
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	674 S 1850 E, SPANISH FORK, UT 84660-2790
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE IN, FIRST AMERICAN TITLE INSUR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070247
Date	Oct 25, 2023
Instrument	70247:2023

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	674 S 1850 E, SPANISH FORK, UT 84660-2790
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057355
Date	Mar 29, 2021
Instrument	57355:2021

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	674 S 1850 E, SPANISH FORK, UT 84660-2790
Document Number	0000109609
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 S 1850 E SPANISH FORK UT 846602790, SPANISH FORK, UT 84660-2790

Mortgage

Document Number	0000109609
Date	Oct 23, 2019
Instrument	109609

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,500 (-45.31%)	$610,000 (-0.57%) Land $192,600 Building $417,400
2025	$3,250.00	$613,500 (+88.96%) Land $192,600 Building $420,900	$613,500 (+3.93%) Land $192,600 Building $420,900
2024	$3,250.00 (+3.31%)
2023	$3,146.00 (+5.01%)	$324,665	$590,300 Land $183,400 Building $406,900
2022	$2,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

Nearby Properties on S 1850 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures