Stephens County property record for 674 Riverdale Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 6,050 sqft · built 2001 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Aug 2014) |
| Tax Bill | $7,261 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039 044 |
| Primary APN | 039 044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 6,050 sqft Heated Area |
| Basement Area | 2,262 sqft |
| Finished Basement | 1,800 sqft |
| Unfinished Basement | 462 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 222,156 sqft (5.1 acres) |
| Garage Area | 600 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,064 sqft |
| Deck Area | 476 sqft |
| Patio Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 372645 |
|---|---|
| Street Address | 674 RIVERDALE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TRACT 9 OLD CHURCH RD |
| Legal Subdivision | 0316 - PRIMARY - AC |
| Legal Tract | 9 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 674 RIVERDALE RD, TOCCOA, GA 30577-8384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Dec 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2014 · Amount on Record |
| Deed Sale | Aug 18, 2014 · Amount on Record |
| Prior Sale | Jan 19, 2014 |
| Deed Document Number | 2014854 |
| Deed Book / Page | 1047 / 225 |
| Transfer Doc | 0009170405 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 674 RIVERDALE RD, TOCCOA, GA 30577-8384 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 674 RIVERDALE RD, TOCCOA, GA 30577-8384 |
| Document Number | 0012700000000097 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 0000001270/0000000097 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 674 RIVERDALE RD, TOCCOA, GA 30577-8384 |
| Document Number | 0012340331 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 674 RIVERDALE RD TOCCOA GA 305778384, TOCCOA, GA 30577-8384 |
| Document Number | 0012340331 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 001234/000331 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 28, 2045 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,261.00 (+53.87%) | $264,545 (+66.86%) Land $6,120 Building $258,425 | $661,363 (+66.86%) Land $15,300 Building $646,063 |
| 2023 | $4,719.00 (+6.48%) | $158,541 (+6.49%) Land $6,120 Building $152,421 | $396,353 (+6.49%) Land $15,300 Building $381,053 |
| 2022 | $4,432.00 | $148,880 Land $6,120 Building $142,760 | $372,200 Land $15,300 Building $356,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 77% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Windstream DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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