674 Raven Ct, Oakland, MD 21550 Property Records

Garrett County property record for 674 Raven Ct, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 2019
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Aug 2023)
Tax Bill	$2,086 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-016509`

Property Details

APN / Parcel Number

Primary APN	`10-016509`
Alternative APN	`016509`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	016509
Street Address	674 RAVEN CT
City	OAKLAND
State	MD
Zip	21550-6379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.88 AC LOT 26 PARADISE RUN
Legal Subdivision	PARADISE RUN
Legal Lot Number	26
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	1
Census Block	1020
Census Tract	502

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	602 N EUCLID AVE, PITTSBURGH, PA 15206-2442
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC
Aug 7, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	0002506185
Deed Book / Page	2506 / 185
Record Updated	Jun 7, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 15, 2023
Property Address	674 RAVEN CT, OAKLAND, MD 21550-6379
Document Number	0025060185
Book / Page	2506 / 185
Map Reference	CASE SRB 2 PG 668A
Instrument Date	Aug 10, 2023
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,999.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	602 N EUCLID AVE, PITTSBURGH, PA 15206-2442

Mortgage

Document Number	0025060188
Date	Aug 15, 2023
Instrument	2506-0188

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Margin	3
Max Rate	12.2%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 7, 2018
Property Address	674 RAVEN CT, OAKLAND, MD 21550-6379
Document Number	0020870255
Book / Page	002087 / 000255
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E PENNSYLVANIA AVE TOWSON MD 212865313, TOWSON, MD 21286-5313

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,086.00	$176,100 Land $25,800 Building $150,300	$176,100 Land $25,800 Building $150,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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