Madison County property record for 674 Pine Woods Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,000 (Mar 2012) |
| Tax Bill | $798 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0099-0000-0029-W |
| Primary APN | 0099-0000-0029-W |
|---|---|
| Alternative APNs |
|
| Lot Area | 39,204 sqft (0.9 acres) |
|---|
| Account Number | 50727 |
|---|---|
| Street Address | 674 PINE WOODS RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.90 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 11102 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 674 PINE WOODS RD, BEREA, KY 40403-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage 1ST SIGNATURE LENDING LLC |
| Jan 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage 1ST SIGNATURE LENDING LLC |
| Nov 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2012 · Amount on Record |
| Deed Sale | Mar 29, 2012 · Amount on Record |
| Deed Document Number | 0000676573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 674 PINE WOODS RD, BEREA, KY 40403-9656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | M01862/551 |
|---|---|
| Date | May 10, 2019 |
| Book Page | M01862/551 |
| Instrument | 2013992282 |
| Name | 1ST SIGNATURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 674 PINE WOODS RD, BEREA, KY 40403-9656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | M01844/272 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | M01844/272 |
| Instrument | 2013987565 |
| Name | 1ST SIGNATURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 674 PINE WOODS RD, BEREA, KY 40403-9656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | M01902/760 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | M01902/760 |
| Instrument | 2014002854 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 674 PINE WOODS RD, BEREA, KY 40403-9656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | NOT AVAILABLE, MIS |
| Name | Verified Name |
|---|
| Document Number | 0M2088/392 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | M2088/392 |
| Instrument | 2014051526 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $798.00 (+61.54%) Homeowner's exemption | $127,000 (+36.56%) | $127,000 (+36.56%) |
| 2023 | $494.00 Homeowner's exemption | $93,000 | $93,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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