674 Pine Cone Ct, Chesterfield, MO 63017 Property Records

St. Louis County property record for 674 Pine Cone Ct, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,587 sqft · built 1982
Lot Size	0.302 acres (13,159 sqft)
Owner	Trust Name on File
Last Sale	$430,000 (Jun 2017)
Tax Bill	$8,247 (2025)
Deeds & Mortgages	May 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19Q-34-0111`

Property Details

APN / Parcel Number

Primary APN	`19Q-34-0111`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,587 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	2,577 sqft
Basement Area	2,000 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	13,159 sqft (0.302 acres)
Lot Dimensions	110 ft deep x 114 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	650 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	88 sqft
Patio Area	48 sqft
Balcony Area	10 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	674 PINE CONE CT
City	CHESTERFIELD
State	MO
Zip	63017-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	83SL
Legal Description	PINETREE LOT 8
Legal Subdivision	PINETREE
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1022
Census Tract	215234

Owner

674 Pine Cone Ct is owner-occupied and held in a trust since June 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	674 PINE CONE CT, CHESTERFIELD, MO 63017-5908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jun 14, 2017	Warranty Deed, Transfer BUSEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017 · Amount on File
Deed Sale	Jun 14, 2017 · Amount on File
Prior Sale	Jun 4, 2014 · Amount on File
Deed Document Number	2017340
Deed Book / Page	22566 / 1158
Prior Transfer Date	Apr 20, 2011
Prior Transfer Doc	0194551772
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	674 PINE CONE CT, CHESTERFIELD, MO 63017-5908
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 PINE CREEK CT, CHESTERFIELD, MO 63017-5922

Mortgage

Document Number	0248681989
Date	May 18, 2021
Book Page	24868/1989
Instrument	2021051800296

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 9, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	674 PINE CONE CT, CHESTERFIELD, MO 63017-5908
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 PINE CONE CT, CHESTERFIELD, MO 63017-5908

Mortgage

Document Number	0241780331
Date	Aug 6, 2020
Book Page	24178/331
Instrument	2020080600075

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 14, 2017
Property Address	674 PINE CONE CT, CHESTERFIELD, MO 63017-5908
Document Number	0225661158
Book / Page	022566 / 001158
Instrument Date	Jun 9, 2017
Instrument	340
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	674 PINE CONE CT CHESTERFIELD MO 630175908, CHESTERFIELD, MO 63017-5908

Mortgage

Document Number	225661161
Date	Jun 14, 2017
Book Page	022566/001161
Instrument	341

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 674 Pine Cone Ct was $8,247, up 17.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Town And Country City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,610 (-) Land $49,460 Building $100,150	$787,400 (-) Land $260,300 Building $527,100
2025	$8,247.00 (+17.45%)	$149,610 Land $49,460 Building $100,150	$787,400 Land $260,300 Building $527,100
2024	$7,022.00 (+5.67%)
2023	$6,645.00	$120,710 Land $49,460 Building $71,250	$635,300 Land $260,300 Building $375,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 674 Pine Cone Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 674 Pine Cone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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