674 Phillips Flats Rd, Oneida, TN 37841 Property Records

Scott County property record for 674 Phillips Flats Rd, Oneida, TN 37841

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 1,296 sqft · built 1973
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on Record
Last Sale	$75,360 (Feb 2018)
Tax Bill	$231 (2025)
Deeds & Mortgages	May 2013 Mortgage Jan 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`076053 05100`

Property Details

APN / Parcel Number

Primary APN	`076053 05100`
Alternative APN	`053 05100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1973
Exterior Material	Siding
Lot Area	143,748 sqft (3.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	702 sqft
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	674 PHILLIPS FLATS RD
City	ONEIDA
State	TN
Zip	37841-7294
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 04, COUNTY AREA: B03
Jurisdiction	SCOTT TN
Township / Civil Division	5
Census Block Group	3
Census Block	3088
Census Tract	975000

Owner

Source: Scott County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	690 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST & SAVINGS BANK
Jan 20, 2015	Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK
Apr 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST & SAVINGS BANK
Feb 23, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED CUMBERLAND BANK
Feb 23, 2018	Warranty Deed, Transfer
Nov 20, 2009	Deed, Transfer · Conventional Mortgage FIRST TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Prior Sale	Nov 20, 2009 · Amount on Record
Deed Document Number	0000301750
Deed Book / Page	301 / 750
Record Updated	Jun 8, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	674 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000280/756
Date	May 9, 2013
Book Page	280/756

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2028

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	674 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000291/837
Date	Jan 20, 2015
Book Page	291/837

Lender

Name	UNITED CUMBERLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2045

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	674 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000259/448
Date	Apr 8, 2010
Book Page	259/448

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2025

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Feb 23, 2018
Property Address	674 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294
Document Number	000301/750
Book / Page	301 / 750
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294

Mortgage

Document Number	0000314/29
Date	Feb 23, 2018
Book Page	314/29

Lender

Name	UNITED CUMBERLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Feb 23, 2018
Property Address	674 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294
Document Number	000301/750
Book / Page	301 / 750
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294

November 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT TN
Recording Date	Nov 20, 2009
Property Address	674 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294
Document Number	000271/232
Book / Page	271 / 232
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 PHILLIPS FLATS RD, ONEIDA, TN 37841-7294
Investor	Possibly a Property Investor

Mortgage

Document Number	000256/761
Date	Nov 30, 2009
Book Page	256/761

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2024

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$231.00	$14,450 (-62.56%) Land $14,450
2023		$38,600 Land $14,450 Building $24,150	$57,800 Land $57,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA WATER AND SEWER COMMISSION serves 11,600 people · EPA ID TN0000532
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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